Business

Business Loans

Competitive loans to help you purchase or expand your business

At The Greater, we offer a wide range of business loans and business finance with competitive rates, low fees and outstanding service from expert business banking specialists.

Whether you want to buy a business, expand your business, refinance, purchase commercial property, finance equipment or manage your cash flow, we have a business loan or overdraft to meet your needs.

Make a Business Banking Enquiry

Term Loans

To buy a business or expand your business

  • Competitive interest rates
  • Lower fees
  • Residentially or commercially secured
  • Options of Principal and Interest or Interest Only repayments
  • Fixed or variable interest (or combination of both)
  • Flexible redraw facilities
  • Known repayments for budgeting purposes.

Business Line of Credit (Overdrafts)

To free up some short term cash

  • Low monthly facility fee
  • Dual purpose as a day to day transaction account
  • Interest paid on credit balance
  • Variable interest - interest paid on credit balance
  • Access to funds via Internet and Mobile Banking, ATM, cheque book and at our branches
  • Interest Only calculated on outstanding balance and charged monthly
  • Secured (residential, commercial or term investment) or unsecured. Term investments used as security will earn interest at a competitive rate.

Guarantee Facility

To free up some short term cash

  • Optimise negotiations without tying up valuable capital
  • No minimum amount
  • Term Investments, residential, rural, industrial and commercial property can be used as security. Term investments used as security will earn interest at a competitive rate
  • Substitution of security available.

Applying for these business loans is easy