Business Loans

Competitive loans to help you purchase or expand your business

At The Greater, we offer a wide range of business loans and business finance with competitive rates, low fees and outstanding service from expert business banking specialists.

Whether you want to buy a business, expand your business, refinance, purchase commercial property, finance equipment or manage your cash flow, we have a business loan or overdraft to meet your needs.

Term Loans

To buy a business or expand your business

• Competitive interest rates
• Lower fees
• Residentially or commercially secured
• Options of Principal and Interest or Interest Only repayments
• Fixed or variable interest (or combination of both)
• Flexible redraw facilities
• Known repayments for budgeting purposes.

Business Line of Credit (Overdrafts)

To free up some short term cash

• Low monthly facility fee
• Dual purpose as a day to day transaction account
• Variable interest - interest paid on credit balance
• Access to funds via Internet and Mobile Banking, ATM, cheque book and at our branches
• Interest Only calculated on outstanding balance
• Secured (residential, commercial or term investment) or unsecured. Term investments used as security will earn interest at a competitive rate.

Guarantee Facility

To free up some short term cash

• Optimise negotiations without tying up valuable capital
• No minimum amount
• Term Investments, residential, rural, industrial and commercial property can be used as security. Term investments used as security will earn interest at a competitive rate
• Substitution of security available.

Applying for these business loans is easy

• Call 1300 651 400
• Visit your nearest branch