Home Loans

Compare our Home Loans

Compare the great features of all of The Greater’s Home Loans at a glance here. Click on the loan name for more information about that loan.

You can also generate a Home Loan Key Fact Sheet for any of our loans.

Make a Home Loan Enquiry


Check out The Greater's guide to getting the best Home Loan


Great Rate Ultimate Package Mortgage Express Line of Credit
Great if you want A low rate no frills home loan A package home loan with a lower rate and added benefits All in one home loan and transaction account Continuous credit facility with a low rate
Interest Type Variable or Fixed Variable or Fixed Variable Variable
Loan Term Up to 30 years Up to 30 years Up to 30 years Up to 30 years
Maximum Loan To Valuation Ratio 95% 95% 95% 90%
Repayment Type P+I or  Interest Only P+I or Interest Only P+I Interest only
Extra Repayments Yes Yes Yes Yes
Redraw Facility Yes Yes Yes (All-in-one facility) Yes (All-in-one facility)
Repayment Holiday Δ Yes Yes Yes Yes
Portability Yes Yes Yes Yes
Loan Offset Yes (partial) Yes (100% on variable) Yes (100% All-in-one facility) Yes (100% All-in-one facility)
Free Holiday Accommodation Yes† No Yes No
Fee Free Transaction Account No Yes Yes (inclusive) Yes (inclusive)
Waived Annual Credit Card Fee, Insurance Discounts No Yes No No
Fees & Charges
Establishment Fee $500.00 Nil* $500.00 $500.00
Monthly Fee Nil Nil $5.00 $5.00
Annual Fee Nil $375.00 Nil Nil

Applying for a home loan is easy

Make a Home Loan Enquiry

  • Call 1300 721 253. Our mobile lenders can also visit you.
  • Visit your nearest branch

     

^ This may vary depending on the type and location of any security property.

† Available for a limited time only. For full terms and conditions click here

Δ If you are in advance on your loan and have enough funds to continue meeting your regular minimum payment, it is possible to reduce the amount you’re paying or even stop your repayments altogether. There is no approval required and no fees that apply so you can take a repayment holiday whenever you have sufficient additional payments available to do so

* Fees and charges may apply

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