Home Loans

Ultimate Home Loan

The Ultimate Home Loan from The Greater is the ultimate in home loans. We've taken some of the best features from our existing loan products, rolled them into one package and then added even more benefits. 

Make a Home Loan Enquiry

The Greater's Home Loans are great value and easy to use

Special Offer

Right now, for our Ultimate Home Loan Package,

  • If you take out a new loan and borrow over $300,000 you'll receive a 0.10% p.a. discount off our variable Ultimate Home Loan rate
  • If you borrow no more than 80% of the security value, you'll receive a 0.10% p.a. discount off our variable Ultimate Home Loan rate


  • If you qualify for both, you'll receive the full 0.20% p.a. discount off our variable Ultimate Home Loan rate, meaning your rate will be 4.74% p.a. (Comparison rate 5.12% p.a.)

To find out more, and to see how our rate compares, view our offer here.

Key Features and Benefits

  • Our lowest variable and fixed interest rates  View interest rate schedule
  • Fee Free Transaction account - an Ultimate Access Account on which you don't pay account keeping or transaction fees.
  • 100% Offset account - any funds you have sitting in your offset account are fully offset against your loan balance to reduce loan interest and save you money (variable loans only).
  • Waived Annual Credit Card Fee on your linked Greater Visa Card.
  • Insurance Discounts - we'll discount the first year premium on a Building, Contents, Landlords or Motor Vehicle policy you take out through The Greater.
  • FREE initial Financial Planning consultation
  • No establishment fee #
  • No ongoing monthly fees  
  • Competitive Annual Fee
  • FREE Internet redraw facility
  • FREE Internet, mobile and phone banking
  • Choose from principal and interest or interest only repayment options
  • Flexible repayments – monthly, fortnightly or weekly
  • You can make extra repayments
  • Loan term up to 30 years^
  • You can borrow 95% of the value of the property being purchased or the security provided^

Applying for a loan is easy

Make a Home Loan Enquiry

  • Call 1300 721 253. Our mobile lenders can also visit you.
  • Visit your nearest branch

Getting pre-approval is easier than you think - see how...

Fixed or Variable Rate - which is right for you?

* WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^ This may vary depending on the type and location of any security property.

# Fees and charges may apply

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  • Loan Enquiries: 1300 721 253
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