Home Loans

Ultimate Home Loan

The Ultimate Home Loan from The Greater is the ultimate in home loans. We've taken some of the best features from our existing loan products, rolled them into one package and then added even more benefits. 

Make a Home Loan Enquiry

The Greater's Home Loans are great value and easy to use

Key Features and Benefits

  • Very competitive variable and fixed interest rates
    Enjoy a 0.56% p.a. reduction on our Standard Variable and Fixed rates and a 0.20% p.a. reduction on our Line of Credit rate.
    From 4.94% p.a. (comparison rate from 5.27% p.a.*) View interest rate schedule
  • Fee Free Transaction account - an Ultimate Access Account on which you don't pay account keeping or transaction fees.
  • 100% Offset account - any funds you have sitting in your offset account are fully offset against your loan balance to reduce loan interest and save you money (variable loans only).
  • Waived Annual Credit Card Fee on your linked Greater Visa Card.
  • Insurance Discounts - we'll discount the first year premium on a Building, Contents, Landlords or Motor Vehicle policy you take out through The Greater.
  • FREE initial Financial Planning consultation
  • No ongoing monthly fees
  • No application fee** 
  • $325.00 Annual Fee
  • FREE Internet redraw facility
  • FREE Internet, mobile and phone banking
  • Choose from principal and interest or interest only repayment options
  • Flexible repayments – monthly, fortnightly or weekly
  • You can make extra repayments
  • Loan term up to 30 years^
  • You can borrow 95% of the value of the property being purchased or the security provided^

Applying for a loan is easy

Make a Home Loan Enquiry

  • Call 1300 721 253. Our mobile lenders can also visit you.
  • Visit your nearest branch

* WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^ This may vary depending on the type and location of any security property.

** No application fee only applicable on new loans on new securities until 30/6/14

Internet Banking

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  • Customer Service: 1300 651 400
  • Loan Enquiries: 1300 721 253
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