Ultimate Home Loan
There's no shortage of ordinary home loans, but if you want the Ultimate, this package is for you! We've taken some of the best features from our existing loan products, rolled them into one package and then added even more benefits.
Key Features & Benefits
- Outstanding Interest Rates - a 0.41% p.a. reduction on our Standard Variable and Fixed rates and a 0.05% p.a. reduction on our Line of Credit rate.
- Fee Free Transaction account - an Ultimate Access Account on which you don't pay account keeping or transaction fees.
- 100% Offset account - any funds you have sitting in your offset account are fully offset against your loan balance to reduce loan interest and save you money.
- Waived Annual Credit Card Fee - we won't charge you an annual fee on your linked Greater Credit Card.
- Insurance Discounts - we'll discount the first year premium on a Building, Contents, Landlords or Motor Vehicle policy you take out with Allianz Insurance through us.
- Free Initial Financial Planning Consultation - Bridges Financial Services won't charge you a fee for an initial financial planning consultation.
| Interest type & rate |
| Interest type |
Variable or Fixed |
| Interest Rate |
From 6.19% p.a.
View interest rate schedule |
| Comparison Rate |
From 6.52% p.a.* |
| Loan term |
| Loan Term |
Up to 30 years^ |
| Maximum amount |
95% of the value of the property being purchased or the security provided^ |
| Repayments |
| Repayment type |
Principal and interest
Interest only |
| Repayment frequency |
Monthly
You may choose to satisfy your monthly repayments by making weekly, fortnightly or monthly payments.
|
| Extra repayment |
Yes |
| Redraw |
Yes |
| Fees & Charges |
| Application Fee (financed) |
$500.00 |
| Annual Fee |
$325.00 |
| Monthly fee |
Nil |
| Other Features and benefits |
| Free Holiday |
N/A |
Account Free of
Greater Transaction Fees |
Yes |
| Split Loan |
Yes |
| Loan Offset |
Yes (100%) - available on variable loans only |
| Free Internet Banking |
Yes |
| Free Phone Banking |
Yes |
* WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^ This may vary depending on the type and location of any security property.
