What you Need to Apply

Below is intended as a guide only; details regarding your individual circumstances can be discusses with your local branch Lending Officer.

Identification

  • Drivers License
  • Passport/International Travel Document
  • Proof of Age Card/Birth Card from Births, Deaths & Marriages (includes photo and signature)

Proof of Income

Wage and Salary earners

  • Two most recent consecutive pay slips (no more than 4 weeks old) or
  • A current signed letter from your employer on their letterhead, stating your gross annual income, role or position, length of employment and employment status, plus wage deposits into a transaction account over a period of 3 months. 

Self Employed Applicants

  • Personal tax returns and where relevant business tax returns and financial statements for the last two consecutive years and corresponding ATO Notice of Assessments

Family Tax Benefit

  • Letter from Centrelink, issued within the last 6 months showing type of benefit received, information used by Centrelink to calculate payment plus transaction account statement showing 2 most recent payments.

Child Support

  • A Letter of Assessment form provided by the Child Support Agency within the last 6 months plus 3 months payments evidenced via account statements. 

Rental Income

  • A current letter or statement from the Managing Real Estate Agent or
  • 3 most recent months transaction account statements showing clearly identified rental credits  

Assets

  • Real Estate - Land Rates Notice, Water Rates Notice or Title Deed (if property is not held as security by GBS)
  • Motor Vehicles - Registration Papers or Receipt of recent purchase
  • Savings - Copy of the latest statement where account is held at another financial institution 
  • Shares - Copy of latest Holding Certificate  

Current Loans (Not held with Greater Building Society)

Documents confirming that any loans you currently have are up to date e.g. REcent statement showing name, account number, monthly repayment, credits, debits and loan balance 

  • Home Loan evidenced over a period of 6 consecutive months 
  • Personal Loan evidenced over a period of 3 consecutive months 
  • Credit/Store cards and interest free loans, most recent statement

Rental Payments

  • Home Renter - Copy of rent receipts or rental statement issued by Real Estate agent
  • 3 most recent months payments, evidenced by GBS transaction account showing clearly identified rental debits

Refinance - Home Loans

  • Copy of latest council rates, water rates and body corporate levies (if applicable)

Property Purchases

  • Evidence of your deposit - 3 months of savings account statements  or
  • Proceeds of sale letter from your Solicitor or
  • Statutory declaration for any gifts being provided to you  

Construction Loans

  • Copy of fixed price building contract
  • Council approved plans and specifications

Home Improvements

  • Quotes and council approved plans of any structural improvements (eg. increasing floor size)

New Boat, Caravan or Motor Cycle, New or Used Car Loans

Private Purchases (cars Only)

  • Current registration papers
  • Vehicle inspection certificate required for loans in excess of $60,000

Dealer Purchases

  • Dealer's invoice

If you already own the Car

  • Current registration papers
  • Comprehensive insurance policy