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Home Loans
Refinancing
There has never been a better time to swap your home loan to the Greater.
Take this quick quiz to see if you agree:
- Does your current institution charge you monthly account keeping fees on your loan?
- Is your current interest rate higher than the Greater's Standard Variable Interest Rate?
- Does your current institution charge you account keeping fees on your savings account?
- Does your current institution charge you transaction fees on your savings account?
- Does your current institution charge you to use Internet banking?
- Is your current institution committed to providing you a high quality of ongoing service?
- Do you deserve a free holiday?
If you answered YES to any or all of these questions then you really should consider refinancing your current Home Loan to the Greater.
Competitive Interest Rate
Historically, our Standard Variable interest rate has been below the standard variable rate offered by the 4 major banks in Australia (CBA, Westpac, NAB, ANZ). Source: Cannex
When shopping around you may see Home Loan products with lower interest rates than the Greater's Standard Variable Interest Rate however, you should bear in mind that fees and charges or other conditions applying to a loan may affect the cost of credit to you.
No Application Fee
If you borrow a minimum of $40,000 we won't charge you an application fee, valuation fee or any of the Greater's legal costs unless you repay more than 80% of your loan within the first 4 years.
No Ongoing Monthly Account Keeping Fees
Our Standard Variable Rate Home Loan does not have any of the monthly account keeping fees that other institutions often charge.
Savings Account Free of Transaction Fees
Unlike many other financial institutions, the Greater does not charge monthly account keeping fees on our Savings Accounts.
As a reward for choosing a Greater Building Society Home Loan, you are entitled to a savings account with us that is completely free of any transaction fees.
This means that you have unlimited free access to our Branch network, the ATM/EFTPOS network Australia wide, our Internet Banking service and cheque drawing facility.
If you are paying these fees at another institution now you will understand how much you may save by becoming a Greater borrower.
Unrivalled Level of Ongoing Service
No waiting in queues, no waiting on hold listening to recorded messages forever.
The Greater has an extensive network of over 60 Branches throughout NSW and South East Queensland and a state of the art Call Centre staffed to serve you.
We can provide you with a full range of banking services to suit all your financial needs and have enthusiastic, well-trained staff to promptly deal with your enquiries.
Our relationship with you does not start and finish when your loan is advanced. We're here to help you whenever you need us for whatever reason.
Refinancing Your Loan from Your Current Lender is Easy
If you want to refinance your loan but don't want to go through the hassle of dealing with your current lender, here is the good news.
We have taken the headache out of swapping your loan by making the process simple. Once you have made your application we'll do the rest.
All you need to do is call 131386.
Let our experienced Loan Consultants deal with your current lender while you decide where you'll be going on that holiday!
You Don't Believe Us?
Get it straight from some Greater customers who have refinanced their home loan to us.