Home, Contents and Landlords Insurance

Get a Home and Contents Insurance quote

Get a Landlords Insurance quote

Home and Contents

If you insure both your home and contents, you will be rewarded with a joint policy discount. An Allianz Home and Contents insurance policy will enable you to repair or replace your home and its contents in the event it is damaged or destroyed by a defined event as set out in the policy wording.

These may include:

  • Fire
  • Explosion
  • Lightning or thunderbolt
  • Earthquake
  • Theft
  • Malicious Acts
  • Impact Damage
  • Water or other liquid
  • Falling trees, branches or aerials
  • Damage by animals
  • Riot

Other Home Benefits You Are Entitled To

  • A maximum of $20,000,000 legal liability^ cover should someone injure themselves in your home and hold you liable.
  • Fusion cover for the repair of electric motors.^
  • Up to 12 months temporary accommodation if your home is uninhabitable following an insured event.
  • Up to 10% discount if you combine Home and Contents Cover on the same policy.
  • A no claim bonus of up to 30%.
  • New-for-old replacement of most contents (regardless of age).
  • Guests' and Visitors' Property Cover up to $5,000.
  • Up to $500 to replace food should your fridge / freezer break down or suffer an accidental power loss.^

Before insuring your home, carefully consider its replacement cost. This is the cost to rebuild your home to the same size and specifications of your existing home in the event it is destroyed or damaged.

Other Contents Benefits You Are Entitled To

  • Fusion cover for the repair of electric motors.^
  • Loss of frozen food as a result of failure of the electrical supply or mechanical breakdown.
  • Up to $5,000 cover for fraudulent use of your lost or stolen credit card.^
  • Replacement of external door locks in the event your keys are stolen or you have been broken into up to $1,000.
  • Ensure you are adequately covered - check the value of your contents! Our easy-to-use Contents Insurance Checklist can assist you to determine the value of your contents.

Affordable Valuables Insurance

Your valuable possessions are not covered by your home and contents policies if they are lost, damaged or stolen outside of the home. As an option under the Allianz Contents policy, your precious jewellery and other valuables can be covered if they are lost, damaged or stolen outside of your home with Personal Effects Cover.

NB: Personal Effects Cover available only when you have contents cover.

  • The optional Personal Effects Cover will protect your valuable personal items, such as an MP3 player or camera against loss or damage anywhere in Australia – plus up to 35 days of overseas cover a year.

Information You Need When Obtaining A Quote

  • The postcode and suburb of the home to be insured.
  • The construction type and age of the home.
  • How much you would like to insure the home for.
  • Any previous claims you may have lodged.

Proof of Ownership

It is important that you retain documentation of all your contents and valuables as proof of ownership in the event of a claim:

  • Receipts, valuations, instruction manuals, guarantee certificates and catalogues.
  • Records of the make, model and serial numbers of all your high risk items.
  • Photographs or video footage of the items in your home.

^ This benefit is available with Allianz Classic/Prestige Home Insurance for Financial Institution customers.

Landlord Insurance

Being a landlord and insuring an investment property doesn't need to be complicated. With a Landlord insurance policy from Allianz we've made it easy for you to save money with discounts for a managing agent and a no claim bonus. Insurance is however not just about price - we understand what customers want and we bring you the strength and experience of Allianz which has been insuring Australians since 1914.

Our Arrangements Offer:

Great value – we'll arrange to put some money back in your pocket if you qualify for the Household No Claim Bonus Further peace of mind – with the Rent Default and Theft by Tenant optional cover, and Flexibility – with a range of excess levels and payment options to suit your needs not ours.

Contact our Insurance Department on 1300 550 855 for more information.