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Personal Loans
Need money in a hurry? No time for a loan appointment?
The Greater may approve your Personal Loan and have the money in your hands in just 24 hours without the need to attend a Branch for a formal interview.
Just pick up the phone and speak to one of our friendly Loan Consultants on 131386.
You will be asked to fax some documents to us from which we will assess and process your application. We can usually give you an answer the same day that we receive your fax and may have the funds available for you the next day.
All that is then required (if the loan is approved) is for you to attend one of our Branches to read the loan contract, sign it and receive the money.
It's that easy!!
No more hassles with making appointments for interviews, and we will only ask you to attend one of our Branches if the loan has already been approved.
Once you call in to read and sign your loan contract, you'll be on your way with the money in your hand!!
Competitive Interest Rates
The Greater prides itself on having very competitive personal loan interest rates.
Fixed Repayment Amount
Your interest rate is fixed for the term of the loan. This means you will always know how much your repayments are and you'll be protected against any interest rate rises.
Flexible Repayment Options
Repayments can be made by paying weekly, fortnightly or monthly payments in person at one of our branches, by arranging an EasyPay from your Greater Savings account, or by organising a direct debit through another financial institution.
Additional Repayments
There are no restrictions and no penalties on additional repayments. This allows you to pay your loan off faster!
Want a Redraw Facility with Your Personal Loan?
The Greater is one of the few institutions that offer you a redraw facility on your secured personal loan.
For a $20 fee you can redraw the excess payments you have made to your loan. Funds are usually credited to your Greater savings account within 24 hours. We allow you as many redraws as you like, as long as they are for a minimum of $2,000.
If you've registered for our Internet Banking service, redraws can be made via the internet for free with no minimum amount restrictions.
To make an application call us on 131386.
For a complete list of Greater Personal Loan Products click here.