Home Loans

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Residential/ Vacant Land/ Investment Loans*

Interest Rate Comparison Rate^
Standard Variable Rate Loans* 7.05% p.a. 7.05% p.a.
Mortgage Express Loans* 7.25% p.a. 7.30% p.a.
Line of Credit Loans* 7.40% p.a. N/A% p.a.
Basic/Great Rate Home Loan* 6.69% p.a. 6.69% p.a.

^ Home loan comparison rates are based on $150,000 for a term of 25 years

WARNING: #The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Fixed Rate Residential/ Vacant Land/ Investment Loans*

Interest Rate Comparison Rate^
01 - 12 months 7.05% p.a. 7.05% p.a.
13 - 24 months 7.35% p.a. 7.11% p.a.
25 - 36 months 7.65% p.a. 7.23% p.a.
37 - 48 months 8.00% p.a. 7.41% p.a.
49 - 60 months 8.00% p.a. 7.49% p.a.

^ Fixed Loan comparison rates are based on $150,000 for a term of 25 years
After the expiration of the fixed rate period the annual percentage rate will revert to the Greater’s then current Variable rate.
Rate applicable will be the rate current at the time of draw down

WARNING: #The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Fixed Rate Basic/Great Rate Home Loan*

Interest Rate Comparison Rate^
01 - 12 months 6.69% p.a. 6.69% p.a.
13 - 24 months 6.99% p.a. 6.75% p.a.
25 - 36 months 7.29% p.a. 6.87% p.a.
37 - 48 months 7.64% p.a. 7.05% p.a.
49 - 60 months 7.64% p.a. 7.12% p.a.

^ Home loan comparison rates are based on $150,000 for a term of 25 years. After the expiration of the fixed rate period the annual percentage rate will revert to the Greater’s then current Basic/Great Rate Home Loan variable rate. Rate applicable will be current rate at the time of draw down.

WARNING: #The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

IMPORTANT INFORMATION YOU SHOULD KNOW

*Fees, charges, terms & conditions apply to all loans. Rates subject to change without notice. Comparison Rate Schedules are available at your local branch.

Effective as at 16-JUL-2010