Personal Loans

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Car Loans *

Interest Rate Comparison Rate^
New Cars From 8.75% p.a. From 9.79% p.a.
Used Cars (up to 10 years old) From 9.75% p.a. From 10.79% p.a.

Secured Loans *

Interest Rate Comparison Rate^
New Motorbikes, Caravans, Boats From 9.25% p.a. From 11.54% p.a.
Residential Security / Greater Term Investment From 9.25% p.a. From 11.54% p.a.

Partly Secured Loans *

Interest Rate Comparison Rate#
New Motorbikes, Caravans, Boats, Greater Term Investment,Cars (up to 10 years old) From 11.50% p.a. From 14.58% p.a.

Unsecured Loans *

Interest Rate Comparison Rate#
Unsecured Loans From 12.75% p.a. From 15.85% p.a.
Personal Loan Base Rate is 9.25% p.a.

IMPORTANT INFORMATION YOU SHOULD KNOW

Comparison Rate Schedules are available at your local branch.

* Fees, charges, terms & conditions apply to all loans. Margins may apply

^ Personal loan comparison rates are based on $10,000 for a term of 3 years.

# Unsecured and Partly Secured Personal Loans are based on $5,000 for a term of 2 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates subject to change without notice.

Effective as at 20-JAN-2012