Our Corporate Risk & Security Manager Jason Moffat gives his tips on protecting your identity and your money when shopping online this Christmas.
This Christmas more Australians will turn to the Internet to do their Christmas shopping. It can be a convenient and sometimes more affordable way to do your Christmas shopping.
Just like when you are using your card in a store, you need to have your wits about you and make sure you do not fall victim to fraud.
Only use reputable websites and avoid entering card details in chat rooms. If you receive an unsolicited email offering what seems to be the ”the bargain of the century”, be highly suspicious as this may be a con designed to inject a virus in your computer.
When you are paying online it is important to make sure the payment system being used is secure. Using a well-known and trusted retailer helps. Do some research on unfamiliar websites and retailers. Click on left hand side of the internet address bar and if a padlock pops up then that is a good sign. Another good sign is if the address bar has “https” rather than just “http”. Just because a site says their payment system is SSL it can still be compromised.
My other tips for shopping safely online.
- Make sure your antivirus software up to date
- Have a separate debit or credit card for internet shopping so if your card is compromised they haven’t accesses your main card details or funds (if you set a limit, this also can help you to make sure you don’t go overboard on your Christmas online shopping)
- Don’t use public computers for online shopping
- Never reveal your bank/building society account username and PIN/password or use the same or similar password if the online store requires you to set up a customer account for their site.
Please share your tips for safe shopping online with me below.