Aussies love a winter getaway. In fact, winter is Australia’s most popular time for overseas travel, according to one of Australia’s biggest comparison websites, Finder.
More than 2.3 million Australians left our shores for a getaway during winter last year. That is over 135,000 more than the number of summer travellers, which reached under 2.2 million during December, January and February 2013/14, according to Australian Bureau of Statistics (ABS) data analysed by Finder.
Almost 2.5 million Australians are expected to escape this season, and Australia’s airport international departure terminals will be at their peak traffic period.
Although winter is obviously emerging as a great time to hit the open road, it’s important to prepare for the unexpected, especially as most travellers will head off to find some fun in the sun or hit the snowfields.
And it’s not just the possibility of ending up in traction that you should consider – during such a peak period, it’s smart to consider other possible mishaps like losing luggage, passport or wallet at a busy airport, as well as your airline experiencing issues like delays or cancellations.
With this in mind, here are my top travel insurance tips for the peak season:
- Luggage and personal effects: This is especially important during the busier periods as more travellers means more luggage for airlines to process and therefore more chances of your luggage disappearing amongst the crowds.
- Emergency hospital expenses: No one thinks it will happen to them, but there’s always a chance that you may have to utilise emergency health services overseas. Travel cover should allow for ambulance and hospital fees alongside 24 hour emergency cover.
- Phone assistance: This could be an essential feature especially during busier travel times. Going overseas will usually involve other cultures, and if you have any questions in a foreign country, your insurance provider should be contactable at any time around the clock. Make sure you write their emergency numbers down and keep them safe with you.
- Cancellations: Flight delays and cancellations can cause havoc to travel plans and if you need to change your booking you could be lumped with hefty fees. So that you’re not left vulnerable to events beyond your control, make sure you take a cover that covers cancellations and loss of deposit.
- Rental vehicles: Many of us will opt to drive on our holiday to get on the ground and see more of the local culture. You wouldn’t get behind the wheel of a car uninsured while at home, but unfortunately many people forget to cover themselves for driving abroad. Getting cover for your rental vehicle excess might just save you in the long run.
If you’re planning a getaway and would love to enjoy peace of mind as the airplane wheels leave the tarmac, speak to The Greater about Travel Insurance today.
The Greater has partnered with Allianz, an industry leading insurer worldwide, to provide great value, quality travel insurance to our customers. With a range of covers to suit every budget, why not compare our covers and see which one is right for you?
And if life gets in the way or you want to leave your quote and come back to it, Allianz offers the ability to save a quote and return to it later.
Do you have any travel insurance tips you think we’ve missed? Why not leave them below in the comments?