You know the feeling - you're stuck at your desk, thoroughly enjoying your workday, and wondering how life could possibly get any better.
In a spare moment, you decide to switch on your phone and flip through Facebook or Instagram to break up the tedium.
And there they are - your family or friends (or sometimes both...) smiling on a beach in South-East Asia, or posing for a perfect selfie on the top of the Empire State Building.
"Why can't that be me?" you ask yourself...
Stop dreaming would-be traveller. Get your passport ready, and pay attention to the following budgeting and saving tips, and you could be jetting off on your dream holiday in no time.
Planning makes perfect
Once you’ve picked your destination, incorporate your budget planning into the mix of laying out your itinerary. The two are joined at the hip – once you know where you’d like to stay and what you’d like to do, it’s easy to calculate your total needed and set out your savings plan to reach your goal.
Make use of the tools available to you online so you don’t lose sight of the light at the end of the tunnel.
- Use our Savings Goal Calculator to stay on track, so you can focus on the countdown to departure
- If you've never set a budget before, take a flip through our handy How-To guide on budgeting
- Draw up your budget with a few clicks with our easy to use Budgeting Tool
Deals, glorious online deals
Once upon a time, travellers were beholden to travel agents to access information from around the world when it comes to planning their trip and getting the best value for money. How times have changed! While it’s true travel agents will use their travel knowledge to look for great value, the explosion of the travel industry online means that travellers are now able to get insider information from travel advice sites like TripAdvisor and others on the reality of each location. Plus, online travel sites frequently offer special deals that only apply online. Staying across these sites could save you serious money.
Lock it in your pocket
If you prefer not to carry cash, a Travel Money Card might just be perfect for you. The great thing about these cards is the ability to lock in an exchange rate at the time you load money onto the card. This means you have the ability to wait until currency fluctuations are to your advantage, lock in a set amount, and know exactly how much you have to spend while away. The Greater offers a number of flexible, easy to use options for accessing your money safely and securely wherever you find yourself.
- Find out more about a Multi-Currency Cash Passport
- Check out The Greater's range of Visa Debit Card enabled Everyday Accounts
Keep track wherever you are
Once you get on the road, it can be easy to leave your world behind. It’s important to stay on track with your spending however, to make sure you don’t bring home any unwanted financial souvenirs. The Greater’s Internet Banking and Mobile App is perfect for travellers, giving you a range of functionality to let you manage your money anywhere, anytime.
- Find out more about The Greater's Internet Banking
- Download our Mobile Banking App for iPhone
- Download our Mobile Banking App for Android
(Top Tip – be careful when overseas to only use the Mobile App when connected to WiFi – turn your roaming data off to avoid hefty data fees on your next bill).
It’s important to remember that your travel dreams don’t have to be moved around or put off because of the once high cost of travel. The tourism industry in most first world countries has evolved now to the point where every budget is accommodated for.