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Looking for a better home loan?

Interest Rate 2.59 % p.a.
Comparison rate 2.60 %^ p.a.
#Discount variable rate, owner occupied, new borrowings

A great low rate, no establishment fee and no ongoing fees! Find a greater home loan today

How the Great Rate Home Loan Helps You Get Ahead

Save on Fees

  • No establishment fee
  • No ongoing fees

Simple banking features

  • Free online redraws
  • Unlimited additional repayment


  • Rate discounts on loans over $150k and <90% LVR
  • Insurance discounts

Our Great Rate Home Loan

Over 75% of Greater Bank customers are ahead on their loan.*

A Great Rate Home Loan from Greater Bank is a low-interest rate home loan that's easy to use. 

With no establishment fee, low interest and no monthly or annual fees, you could save thousands of dollars! 

Calculate your Repayments

Our home loans are turning heads


Great Rate Home Loan (5 year fixed)


Money magazine - Home Lender of the Year 


Home Lender Bank of the Year

Make a Home Loan Enquiry

Want to find out more or to apply? Contact us online today!

Important details:
Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria. Greater Bank Limited ABN 88 087 651 956. AFSL/Australian credit licence No. 237476.
~At the end of the fixed rate period customers can chose to re-fix their loan for another fixed rate period or let the loan revert to the applicable variable interest rate based on the loan and repayment type.
^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
#Discounted rates include a discount on Home Loans of $150,000 or over and Home Loans with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities.
+ Additional costs may apply to fixed rate loans.
All new interest only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rate. The all up interest rate which includes any margins, will be set out in your credit contract.

*77.13% of Greater Bank home loan customers were more than one month ahead of their minimum monthly repayments as at 31 December 2020.

View our Terms and Conditions.