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Make use of the equity in your home

Interest Rate 2.59 % p.a.
Comparison rate 2.60 %^ p.a.
#Discount Variable, owner occupied, new borrowings

Take advantage of the equity in your home to renovate, get a car, take a holiday and more. Here’s how a Great Rate Home Loan can help you have it all.

Great Rate Home Loan

A Great Rate Home Loan from Greater Bank is an easy to use home loan with low interest, no monthly fees and no annual fees. It also has access to free redraws through Internet Banking, making access to your extra repayments when you need it simple!


  • No establishment fee
  • No ongoing fees


  • Flexible repayments+
  • Free redraw online available


  • Discounted variable rates available#

Calculate your Repayments

Our home loans are turning heads


Great Rate Home Loan (5 year fixed)


Money magazine - Home Lender of the Year 


Home Lender Bank of the Year

Make a Home Loan Enquiry

Want to find out more or to apply? Contact us online today!

Important details:
Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria. Greater Bank Limited ABN 88 087 651 956. AFSL/Australian credit licence No. 237476.
~At the end of the fixed rate period customers can chose to re-fix their loan for another fixed rate period or let the loan revert to the applicable variable interest rate based on the loan and repayment type.
^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
#Discounted rates include a discount on Home Loans of $150,000 or over and Home Loans with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities.
+ Additional costs may apply to fixed rate loans.
All new interest only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rate. The all up interest rate which includes any margins, will be set out in your credit contract.

*77.13% of Greater Bank home loan customers were more than one month ahead of their minimum monthly repayments as at 31 December 2020.

View our Terms and Conditions.