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Land and Construction Loans

Interest Rate 3.66 % p.a.
Comparison rate 3.67 %^ p.a.
variable, owner occupied, principal and interest

Our construction loans let you borrow up to 95% of the completed property value.

Our Land and Construction Loan is perfect if:

You're building a new home, buying land or if you're doing a knock-down rebuild. Our lenders can support you along the way.


  • No establishment fee
  • No ongoing monthly fees

Great Features

  • Flexible repayments+


  • Insurance discounts

Calculate your Repayments

Apply for a Construction and Land Loan

Want to know more or apply? Contact us online today.

Our home loans are turning heads


Great Rate Home Loan (5 year fixed)


Money magazine - Home Lender of the Year 


Home Lender Bank of the Year

Important details:
Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria. Greater Bank Limited ABN 88 087 651 956. AFSL/Australian credit licence No. 237476.
~At the end of the fixed rate period customers can chose to re-fix their loan for another fixed rate period or let the loan revert to the applicable variable interest rate based on the loan and repayment type.
^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
#Discounted rates include a discount on Home Loans of $150,000 or over and Home Loans with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities.
+ Additional costs may apply to fixed rate loans.
All new interest only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rate. The all up interest rate which includes any margins, will be set out in your credit contract.

*77.13% of Greater Bank home loan customers were more than one month ahead of their minimum monthly repayments as at 31 December 2020.

View our Terms and Conditions.