Great Rate Home Loan
A great low rate, and no ongoing fees! Simple.
Choose from three low home loan rates
|
Great Rate 1 year fixed
You deserve a Great Rate Home Loan and this is one of the lowest in market!
|
Great Rate 2 year fixed
Rest easy and lock in a record low rate
|
Great Rate Variable
With no establishment fee, low interest and no monthly or annual fees, you could save thousands of dollars!
|
|---|---|---|
|
Interest rate
5.94
%#
p.a.
Comparison rate
5.95
%^
p.a.
~1 year fixed, owner occupied, principal and interest
|
Interest rate
5.94
%#
p.a.
Comparison rate
5.95
%^
p.a.
~2 year fixed, owner occupied, principal and interest
|
Interest rate
5.94
%#
p.a.
Comparison rate
5.95
%^
p.a.
#Discount variable rate, owner occupied, principal and interest
|
|
|
|
|
|
|
|
Our Great Rate Loan Features
$0 Establishment Fee, No Ongoing Fees
Discounted variable rates on new loans over $150k with an LVR ≤80%#
Family Pledge Available
Additional Repayments+
See how much you could save!
Our Awards
Important details:
*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.
Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992 Australian Financial Services Licence/Australian credit licence 238273
++ $2,000 cashback for loans ≥$250,000 with LVR of less than or equal to 80%, or $3,000 cashback for loans ≥$500,000 with LVR of less than or equal to 80%,. Applications must be submitted by 31/05/2024 and funded by 31/08/2024. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions. Terms, conditions, fees, charges and credit criteria apply.
~At the end of the fixed rate period customers can choose to re-fix their loan for another fixed rate period or let the loan revert to the applicable variable interest rate based on the loan and repayment type.
^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
#Discounted rates include a discount on Home Loans of $150,000 or over and for owner occupied Home Loans with an LVR 80% or below and for investment Home Loan with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities.
+ Additional costs may apply to fixed rate loans.
All new interest only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rate. The all up interest rate which includes any margins, will be set out in your credit contract.