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Choose from three home loans under 2.00%

Over 75% of Greater Bank customers are ahead on their loan.* A Great Rate Home Loan from Greater Bank is a low-interest rate home loan that's easy to use. With no establishment fee, low interest and no monthly or annual fees, you could save thousands of dollars!
Compare 3 products
Great Rate 1 year fixed
You deserve a Great Rate Home Loan and this is the lowest in market!
Great Rate 2 year fixed
Rest easy and lock in a record low rate
Great Rate 3 year fixed
Great Rate 3 year fixed - a low 3 Year Fixed Rate
Interest rate 1.69 % p.a.
Comparison rate 3.49 %^ p.a.
~1 year fixed, owner occupied, principal and interest
Interest rate 1.89 % p.a.
Comparison rate 3.36 %^ p.a.
~2 year fixed, owner occupied, principal and interest
Interest rate 1.99 % p.a.
Comparison rate 3.25 %^ p.a.
~3 year fixed, owner occupied, principal and interest
Key Features
Flexible repayments+
Select another fixed term after the 12 month period
Key Features
Flexible repayments+
Free redraw online available
Key Features
No establishment fee
No ongoing fees
No ongoing or establishment fees
No establishment or ongoing fees
Flexible repayments+
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Our Great Rate Loan Features

$0 Establishment Fee, No Ongoing Fees

Discounted variable rates on new loans over $150k with an LVR ≤80%

Family Pledge Available

Additional Repayments+

See how much you could save!

Our home loans are turning heads


Great Rate Home Loan (5 year fixed)


Money magazine - Home Lender of the Year 


Home Lender Bank of the Year

Make a Home Loan Enquiry

Want to find out more or to apply? Contact us online today!

Important details:
Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria. Greater Bank Limited ABN 88 087 651 956. AFSL/Australian credit licence No. 237476.
~At the end of the fixed rate period customers can chose to re-fix their loan for another fixed rate period or let the loan revert to the applicable variable interest rate based on the loan and repayment type.
^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
#Discounted rates include a discount on Home Loans of $150,000 or over and Home Loans with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities.
+ Additional costs may apply to fixed rate loans.
All new interest only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rate. The all up interest rate which includes any margins, will be set out in your credit contract.

*77.13% of Greater Bank home loan customers were more than one month ahead of their minimum monthly repayments as at 31 December 2020.

View our Terms and Conditions.