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Greater Bank Personal Loans

Greater Bank Personal Loans

Interest Rate 5.99 % p.a.
Comparison rate 6.37 % p.a.
Secured Fixed

Life’s short. So is our approval time.

Get what you want sooner with our low rate Personal Loans

Great Features

  • Approved in just 24 Hours*
  • Free online redraw facility
  • No early payout fees


  • Competitive interest rates
  • No monthly fee
  • No annual fee


  • Flexible payment options – weekly, fortnightly or monthly
  • Loan terms from 1 to 7 years
  • Borrow from $5,000 to $100,000

New Car Loan

Interest Rate 4.98 % p.a.
Comparison rate 5.36 %^ p.a.
Secured - Fixed rates for 1-7 years
Don’t wait to get behind the wheel – our fixed rate new car loan offers great value rates, low fees and can be approved in as little as 24 hours*.

Secured Personal Loan

Variable rate 5.99 % p.a.
Comparison rate 6.37 %^ p.a.
Secured - Fixed rates for 1-7 years
Our fixed rate personal loans let you stay in control with fixed repayments for the life of the loan. Great for purchasing used cars, renovating a buying that new caravan or boat for a holiday.

Unsecured Personal Loan

Interest rate 8.95 % p.a.
Comparison rate 9.34 %^ p.a.
Unsecured - Fixed rates for 1-5 years
Need access to funds but don’t have security to offer? We’ve got you. We can lend up to $50,000 for any worthwhile personal purpose.

Why a Personal Loan?

Why would you need a Personal Loan from Greater Bank? Because we can take the things you want in life and make them happen.

I want to buy a car

You’ll own many cars in your lifetime – from your first bomb, to your family SUV, to your piece of retirement indulgence. Whatever you’ve set your sights on, Greater Bank can get behind the wheel sooner.

I want to get married

First of all, congratulations! If you’re getting married, you’re in for quite a ride. This will be one of the happiest times of your life - see how we can help.

I want to travel

Taking a trip should be one of life’s great pleasures, providing you memories that will last forever. We've put together a simple checklist of things to consider when planning your holiday.

Our Awards


New Car Loans


Secured Personal Loan


New Car Loan

Conditions, fees and charges apply to all loans.*Subject to meeting Greater Bank’s lending criteria. Comparison Rate Schedules are available at your local branch. ^ Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are subject to change without notice.  Please read our Terms and Conditions for more information. To qualify for the New Car Loan interest rate, the loan must be to purchase a new car, van, utility, 4-wheel drive for personal use. Demonstrator vehicles with less than 5,000 kms on the odometer will be categorised as New for this purpose. For secured personal loans, a caravan, boat or motorbike offered as security must be brand new and purchased from an authorised dealer and a used car up to 7 years old can be offered as security. Secured personal loans and new car loan terms range from a minimum of 1 year to a maximum of 7 years. ~Maximum loan amount $50,000 for unsecured personal loans.