Skip to Main Content

How about a low rate credit card with no annual fee?

Interest rate 9.95 % p.a.

There's some great perks that come with your Ultimate Home Loan. One of these is the opportunity to take out a credit card with no annual^ fee - a saving of $49 annually!

How it works

Apply online now

Simply login to Online Banking and click on the 'Products & Offers' menu option.

Apply now

Enjoy peace of mind

Worldwide acceptance using the Visa network and the added security of Visa Secure*.

One card, one rate

The same low interest rate on both purchases and cash advances. Too easy!

Credit Card Key Features

  • The same competitive interest rate for Credit Card purchases and cash advances
  • Up to 55 days interest free on Credit Card purchases if you pay the full balance shown on your statement each month
  • A low annual fee of just $49 but you pay NO FEE if you spend a minimum of $12,000 annually after the first year
  • Pay your way – set up your digital wallet to make purchases using Google Pay
  • Worldwide acceptance via the Visa network, as well as Visa payWave, Click to Pay with Visa* and Visa Secure*

Ready for a simpler credit card? As an existing customer, it's easy! You can apply right now in Online Banking, or if you prefer, visit your nearest branch where one of our friendly staff will guide you through the application process.

Here when you need us

Get in touch

Call us Monday to Friday
8:00am to 6:00pm
Saturday 8:00am to 1:00pm AEST

Call 13 13 86

Drop into branch

Find your nearest branch or ATM using our locator

Find a branch

Send us a DM

Use Facebook Messenger to get in touch when it suits you.

Message us

^Only customers with an Ultimate Home Loan are eligible to apply for a Greater Bank Visa Credit Card with no annual card fee. Conditions, fees and charges apply to all credit card applications. Applications are also subject to meeting Greater Bank's lending criteria. 

*Visa Secure (formally known as Verified by Visa) adds an extra layer of security when you shop online with participating retailers. Please see our website for more details or you can read more information about Visa Secure on Visa's website

This information is general only. You should consider the appropriateness of the information and our products to your circumstances before proceeding. Terms and conditions apply.