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Credit Cards

Simple, safe, convenient.

Greater Bank Credit Cards offer the security and simplicity of the Visa network.

Visa Credit Card

Interest rate 9.95 % p.a.
Variable
One simple card. One low interest rate. Our Greater Bank Visa Credit Card has everything you need, nothing you don’t. With up to 55 days interest free on purchases and worldwide access to the Visa network, start your application online today.

Card Management

Increase your Credit Card Limit

Need to access an increased limit on your Greater Bank Visa Credit Card? No problem.

You can apply for an increase through Online Banking, or by attending a branch.

Increase card limit in Online Banking

Decrease your Credit Card Limit

Need the limit decreased on your Greater Bank Visa Credit Card? We can help with that!

Request a decrease online below, or through Online Banking, our Mobile App, or in any of our branches.

Decrease your card limit

Close your Credit Card

Want to close your Greater Bank Visa Credit Card? Here's how.

Request a card closure online below, or through Online Banking, our Mobile App, or in any of our branches.

Close your card

Got a question about our Visa Credit Card?

Activating your Greater Bank Card is easy and can be done in a number of ways

Mobile App

Most of our customers choose this option as it's the easiest

  • Login to our Mobile App
  • Tap on 'Activate your card' on the top right hand side of screen
  • Follow the prompts
Online
  • Simply Logon to Online Banking
  • Click Card Maintenance and select your account from the menu
  • Complete the security and verification procedures
Branch

Drop into your nearest branch

Yes, you can change your PIN via Greater Bank's Online Banking, Mobile App or ATM network by selecting the PIN Change option.

If changing your PIN via the ATM Network you must know your current PIN to be able to change it.

You should ensure that only you know your PIN and be mindful when choosing a new PIN. i.e. avoid a PIN that contains repeating digits such as 9999, or digits in a sequence such as 1234 or numbers that represent information others may know about you such as birthday, year of birth or address.

Whether your card has been lost or stolen, or it is simply a little worse for wear, you need to get in touch with Greater Bank as soon as possible to organise a replacement.

  • If your card has been lost or stolen please call 13 13 86
  • If you are simply after a replacement card, call 13 13 86
  • You can also request a replacement card via sending us a secure mail within Online Banking.
  • Alternatively, drop into your nearest branch

You can apply for a limit increase in a number of ways:

  • You can apply through Online Banking if you are already a registered Online Banking user.
  • You can also visit any Greater Bank branch and our staff will be able to assist.
Stop your card by locking or cancelling your card

As soon as you realise your card is missing it’s important to either lock, block or cancel your credit card.

You can do this easily via the Greater Bank App, Online Banking or online.

You can also call our Contact Centre on 13 13 86 during business hours or visit any of our branches.

Review the transactions on your statement

It is a good idea to regularly review your monthly transaction on your statement. We are here to help if you want to dispute a transaction.

Update your regular payments

If you’ve been issued with another card make sure you update any regular bill payments you might have set up.

Some standard ones are Netflix, Spotify, Apple accounts, Phone, Gas and Electricity.

There are many ways to close your credit card. 

You can request a card closure using the online form, or visit us in any of our branches

You can also close your card through Online Banking, or our Mobile App

Can't quite find what you're after?

Got a question?

Maybe you’re not alone. Our FAQs answer some of the more common banking questions we get asked.

Frequently asked questions

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.

Call 13 13 86

*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.

Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992 Australian Financial Services Licence/Australian credit licence 238273 

View our Credit Card Conditions of Use, Credit Card Key Fact Sheet and interest rates for further details.

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