What are the features of the NPP?

The NPP has four key features:

You can now make real-time payments to all participating banks
You can make payments to mobile numbers, email addresses and ABNs - pay your friends instantly when splitting bills without remembering a BSB and account number
You're able to send payment descriptions of up to 280 characters, including emojis ☺️
You can create your own unique ID (PayID) and link your mobile, email or ABN to your Greater Bank account