How much can I borrow for a home loan?
Before you head out in search of your new home, get a handle on how much you can actually borrow. It’s a great first step, and it’s easier than you may think.
Here's how Sam and Kate refinanced and saved
Sam and Kate worked really hard to buy the property they loved in Sydney’s exclusive Vaucluse. By refinancing with us, they're paying off their mortgage faster.
Sam and Kate
They're working hard to enjoy life.
Sam is a law firm director. Kate is a compliance manager. They've worked hard to buy their house with ocean views in Sydney’s Vaucluse. Sam’s colleague recommended us, and soon after, they refinanced to Greater Bank. Now they enjoy a lower rate, free online redraws and aren’t penalised for getting ahead on their home loan.
It’s magic living here with our little daughter.
It took years of hard work for Sam and Kate to buy their dream home overlooking the ocean in Sydney’s Vaucluse. It’s a magical place to raise their daughter, where they can see the whales swim by from their balcony, and be proud of what they’ve achieved.
When they refinanced with us, we gave them a real person to talk to.
Together with our easy-to-use app, free online redraws against advanced repayments and a lower rate, the personal touch is helping own their home a little easier.
Here’s how Sam and Kate did it
Ultimate Home Loan Package
Sam and Kate were with a major financial institution and knew they could get a better deal.
Our Ultimate Home Loan gave them just that (and doesn’t penalise them for getting ahead on their repayments).
- Low rate
- FREE online redraws (which Sam and Kate love, especially for renovations!)
- Fee-free everyday banking account
- SMS & Email Alerts to help you manage your money
Ultimate Access Account
Sam and Kate are making their everyday banking even easier with our Ultimate Access Account.
It’s a great way to avoid transaction and account keeping fees, while keeping access 24/7 to your finances.
- No transaction fees when you deposit $2,000 or more in the month.
- FREE Online Banking
- Visa Debit Card with access to Apple Pay, Google Pay™ and Visa payWave.
Refinance and Save
Sam and Kate heard about us through a work colleague and after their initial inquiries realised we could offer them a better rate and not let them get penalised if they got ahead on their home loan.
It wasn’t much harder than that to switch and we even popped out to their place to get the paperwork signed.
Service
Refinancing your home loan might seem daunting, but we’re proud to make it easy and seamless.
In fact with us, you don’t even have to talk to your current lender.
WE can take care of everything for you. It’s as easy as one phone call!
How can we help?
Getting pre-approved for a home loan
If you’re looking for the perfect place to call home, securing pre-approval can give you the confidence to make an offer on the spot when the time is right.
Making an offer on a house
So you’ve been scouring the housing market and have found the property for you? Doing your homework now will mean that your first offer is the only one you make.
Saying good-bye to renting
Maybe you’ve just realised how much per year you’re paying in rent, or you’re sick of dealing with the drama of finding a room-mate each time your lease is up. Whatever the reason, you’re in the right place.