Site Terms and Conditions

1. General Terms and Conditions for all users

1.1 The website (“this website”) is owned by Greater Building Society Ltd (“The Greater”).  It is operated by The Greater and other companies in The Greater Group.  To the extent that general advice is provided on this website, it is provided by Greater Building Society Ltd ABN 88 087 651 956.

1.2 Your access to this website is subject to these terms and conditions, The Greater Building Society Ltd Australian Privacy Principle and Credit Information Policy and conditions or other statements contained on this website, and, if you use any of the services identified on this website for which additional or alternative terms and conditions are referred to, those additional terms for those other services (referred to collectively as “Terms of Use”).  By accessing, viewing or otherwise using this website, you agree to be subject to these Terms of Use.

1.3 The Greater may in its sole discretion, vary or modify these Terms of Use without notice.  Any subsequent access to, or use by you of the website will constitute an acceptance of those modifications.

1.4 You agree that where The Greater or any other company in The Greater Group is required, by law or otherwise, to provide you with a document, you consent to the provision of that document electronically through the links on this website.  We suggest that you print a copy of the document, or file it electronically, for future reference.

1.5 By accessing this website, you acknowledge receipt of the relevant Financial Services Guide.

Australian investors only

1.6 Unless otherwise stated expressly, products and services referred to on this website are only available in Australia.

Disclosure documents

1.7 Greater Building Society Ltd currently offers or makes available products named on this website.  The offers are identified in the disclosure documents (which include terms and conditions or Product Disclosure Statements, where applicable).  Investors should consider the disclosure document (including terms and conditions or Product Disclosure Statement, where appropriate) in deciding whether to acquire, or to continue to hold, the product.

Important disclaimers

1.8 All information contained on this website is given in good faith and has been derived from sources believed to be accurate.  However, the information is selective and neither The Greater nor any other company in The Greater Group have verified the information, which may not be complete or accurate for your purposes.  Those companies make no representation or warranty of any kind as to the accuracy or completeness of the information.  It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such.

1.9 Neither The Greater, any other company in The Greater Group nor any of their directors, employees and associates guarantees the security of this website, gives any warranty of reliability or accuracy nor accepts any responsibility arising in any other way including by reason of negligence for, errors in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused, as a result of any person relying on this website or being unable to access this website.  This includes but is not limited to loss or damage which may arise as a result of inaccuracies, errors, omissions or delays in relation to this website, the loss, modification, damage or destruction of hardware or software caused by computer viruses or program bugs or similar causes; unauthorised access to your account or any breach of security arising in relation to this website; the failure of this website to perform in whole or in part any function which we have specified it will perform; this website being unavailable at any particular time or inaccessible from any particular time or inaccessible from any particular location; and delays or errors in the execution of any transaction or instruction.  If you do not use this website only for private or domestic use, our liability (if any) is restricted, in accordance with section 64A of the Australian Consumer Law, to:  in the case of services, resupplying the services or the cost of resupplying the services.  This disclaimer is subject to any applicable contrary provisions of the Australian Securities and Investments Commission Act and the Australian Consumer Law.

1.10 Should you leave this site via a link contained in this website, and view content that is not provided by a company in The Greater Group, including content in relation to the issue or sale of a financial product the following points apply.

a) You do so at your own risk.  The content to which you link will not have been produced, checked for accuracy, or otherwise reviewed by a company in the Greater Group.  No company in The Greater Group is responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or otherwise.  No company in The Greater Group makes any guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party.

b) Links to other websites are provided for convenience only and do not represent any endorsement by The Greater of the products or services offered by the website owner.

c) You should endeavour to obtain the disclosure document including terms and conditions or Product Disclosure Statement for the relevant product from the issuer or seller of the product as identified on the website to which you link.

d) You should consider the Product Disclosure Statement for the relevant product in deciding whether to acquire, or to continue to hold, the product.

1.11 In preparing the information contained on this website, The Greater has not taken into account your objectives, financial situation or needs.  Before investing on the basis of the information contained on this website, you should consider (with or without the assistance of an adviser) whether the information on this website is appropriate to you in light of your particular objectives, financial situation and needs.  You should obtain the disclosure document (including the terms and conditions or Product Disclosure Statement where applicable) relating to a product referred to on this website before making any decision about whether to acquire the product.

1.12 The information on this site is based on current laws and their interpretation, including taxation laws.  The levels and basis of taxation may change.  The application of many laws, including taxation laws, depends upon an investor’s individual circumstances.  You should consider seeking professional advice on the legal and taxation implications of investing and should not rely on the information provided, which should be used as a guide only.

1.13 In contributing information contained on this site and in providing their respective products and services through this site, and unless expressly stated otherwise, each company which is a member of The Greater Group and is identified on this site is acting as principal and does not act as a representative of any other company in The Greater Group.

2. Copyright

2.1 Copyright in the information contained on this website is owned by Greater Building Society Ltd (ABN 88 087 651 956).  You may use this information for your own personal reference only.  You may reproduce this information in hard copy solely for your personal use.  The information may not be otherwise reproduced and must not be distributed or transmitted to any other person or incorporated in any way into another document or other material.