Your time as a student is filled with expenses, so you’ll soon realise that any helping hand you can get isn’t to be sneezed at.
The Australian Government provides assistance programs for a wide range of people undertaking tertiary education, training or apprenticeships.
Be sure to check your eligibility to see whether you qualify for ABSTUDY, Austudy or Youth Allowance.
Even if you’re not eligible for Government Assistance, you should still be aware of the discounts many retailers provide nowadays to students bearing student concession cards.
It may take some getting used to, but get into the habit of asking wherever you go whether a student discount is an option – travel providers, entertainment and retail outlets, even some pubs and bars offer concessions which can really add up.
One of the main worries many students face is that with all their new responsibilities, their ability to earn money may be limited. With that in mind, the decision on who to bank with becomes key.
Knowing your bank has your best interest at heart, and has a product and service offering to help make life easier and more affordable makes student life that much more bearable.
If you’re only able to work part-time or casual hours around your study schedule, every dollar you earn becomes important. What you need is an account designed with student needs in mind, giving you a fair go.
The Greater Bank Life Saver Account rewards your good saving habits, topping up your balance with interest when your savings grow in a given month.
What’s more, by opening up a linked Access Account, and by meeting the requirements of the Life Saver Account, you’re able to enjoy fee-friendly banking. You can even open a Life Saver and Access online in minutes.
We get it – student life is hectic. Your schedule can change at a moment’s notice.
So, it’s handy to know you can manage your money when and where it suits you with the right mobile banking app.
For online shopping, purchasing concert tickets and so much more, Click to Pay is easy, smart and secure and simplifies your online purchasing experience by eliminating the need to remember passwords and reducing the amount of details to fill in at the checkout.
You are able to Click to Pay with your Greater Bank Visa Card wherever you see the Click to Pay icon where Visa is accepted.
It’s common for Uni students to have little or no experience with budgeting by the time they start their tertiary education.
Up until this point, most students have been living at home, with minimal expenses and possibly even no income.
This is because they’ve been under their parents roof, often without casual or part-time work, and their needs have been taken care of.
Uni poses many new financial challenges, and it can seem a little overwhelming to budgeting beginners. What with all their student fees, textbooks, fuel, living expenses, plus any accommodation, it’s easy for your costs to seem out of control.
Do yourself a favour – take a quick budgeting refresher course and find out How to Set-Up a Budget in 4 easy steps, and take advantage of our handy budeting calculator.
There are certain things that are best learned individually, so you garner the life experience that accompanies the lesson.
And then there are things you should just be told because they’re damn helpful.
Making your student dollar stretch further will be easier with tips like these: