Skip to Main Content

They're getting a foot on the property ladder.

Even though they’re young, Ash and Allan have an eye focused on the future. Looking around the Maitland area to buy their first home, they realized they couldn’t quite afford the deposit. But with a bit of help from Allan’s dad and by using our Family Pledge loan they now live in their own home with their baby daughter.

Why pay the landlord’s mortgage?

Allan and Ash were working hard, studying hard and saving hard. They wanted to buy their first house and nest with their first baby, but they didn’t quite have the money for the deposit.

Allan’s Dad was happy to help out so using our family pledge loan, they turned paying rent into owning their own home.

They got the house and saved with a low interest rate and avoided mortgage lenders insurance (a substantial saving).

At only 25, they’re on their way.

Family Pledge Loan

Family Pledge Loan

Our Family Pledge Loan is designed to help you make up any shortfall in your deposit by having a family member use the equity in their home to make up the remainder of the deposit.

It’s a great way to get into the housing market sooner.

  • Avoid lenders mortgage insurance (LMI)
  • Your family member’s portion gets paid out first (giving them peace of mind)
  • Borrow up to 110% of your property value
  • No deposit required
Personal Loan

Personal Loan

Allan loves his family, his local area, and of course, his car. 

We get it, which is why we were happy to help him get behind the wheel of his dream set of wheels with a Personal Loan. With a great low rate, and quick approvals process, Allan was able to hit the road in no time.

  • Competitive rates, with no monthly or annual fees
  • Able to be approved in as little as 24 hours
  • No early repayment penalties
Life Saver

Life Saver

Having reached that elusive first rung on the property ladder, Allan and Ash began to focus even more on their daughter Ava's future. 

The couple opened a Life Saver Account with us, and are making regular deposits, achieving a great higher interest rate, and helping Ava get off to the best start possible.

  • Interest calculated daily, paid monthly
  • FREE Internet, Mobile and Phone Banking
Mobile App

Mobile App

Allan and Ash are switched on and run a tight budget. They’re both working as well as busy being parents, so quick easy banking is essential.

Our app lets them keep in control of their finances from their phones.

  • 24/7 banking anywhere, anytime
  • Easy transfers and payments
  • Thumb print log-in and quick swipe for account balances

Here when you need us

Enquire About A Home Loan

If you are after some more information, a loan pre-approval or are ready to apply for a home loan, start a conversation with a Greater Bank lending expert today to help you get what you want sooner.