Great If:

You want affordable access to ongoing credit

You want to put your home equity to work

You’re thinking of renovating or investing

Key Features

No Greater Bank transaction fees, and a low $10.00 monthly facility fee**

Flexible repayments – monthly, fortnightly or weekly with the ability to make extra repayments

Ability to borrow 90% of the value of the property being purchased or the security provided^

View our Home Loan Key Fact Sheet

Apply for Line of Credit It’s just that simple! Make an enquiry

I want to

  • Refinance my home loan

    Firstly, thanks for considering us for your Home Loan. Home Loans are at the core of Greater Bank and we like to think we’re the experts. 

  • Invest in property

    Investing can be a fruitful way to ensure our financial future is secure, but without the right advice, it can be hard to know where to begin. 

Home Loan Selector Tool

Not sure which loan is the right fit for you? We've made getting the right deal a breeze with our handy selector tool.

Let's Begin

Repayments Calculator

Work out what your minimum monthly repayments would be on your Greater Bank Home Loan.

Calculate Now

Home Loan Comparison Tool

Compare two loans and determine your minimum monthly repayments against the interest rate of your home loan

Get Started

Make an enquiry

At Greater Bank, we don’t think you should have to move heaven and earth just to get a home loan. That’s why we’ve made the application process as simple as possible with three easy steps.

  • 1

    Get in Touch

    Contact us online, over the phone or in your local branch so that we can give you all the information you need to meet with one of our lending experts.

    Enquire Online
    Get in touch with us on 1300 721 253
  • 2

    Meet and Apply

    We’ll organise a time for you to meet with your local lender so they can guide you through the application process.

    We can even come to you!

  • 3


    We’ll do all the hard work from here. Your lender will complete your paperwork and notify you once your loan has been approved.

    Kickstart your home loan application today

Interest Rates

Rates are effective as at Wednesday 26/04/2017

Line of Credit Home Loan* Interest Rate Comparison Rate^
Variable 5.00 % p.a. N.A.

You might also be interested in:

Ultimate Home Loan

Our ultimate in loans, combines a competitive variable or fixed interest rate with a range of great value products and services.

Great Rate Home Loan

Want a low interest and low fee Home Loan?

Home and Contents Insurance

Get the right cover for the things you hold most dear: your house and the contents making it a home.

Use our Home Loan Calculators

When you’re in the market for real estate, it can sometimes be difficult to see the forest for the trees. Throwing around numbers and rates is one thing, but to get the right insight into what your rate and repayments mean for you in real-world terms, it’s nice to get a bit of help.

Greater Bank offers a range of free lending calculators that let you see your potential repayments, calculate your preferred repayments, and let you get a grip on how much you can borrow. Handy, huh?

Get started

Refinance/Switch to Greater Bank

How do I switch?

We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.

Why should I Switch?

At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?

Existing customers wanting information about our Getaways/Standard Variable home loan fixed interest rates, please call 1300 721 253. *Fees, charges, terms and conditions apply to all loans. Comparison Rate Schedules are available at your local branch. Conditions apply. Please read our Terms and Conditions for more information. ^ Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. # Discounted rates include a discount on our Great Rate Home Loan and Ultimate Home Loan (applications over $150,000) and Home Loans with an LVR 85% or below and applies to new loans only. Does not apply to additional borrowings. If your security property is not in NSW, QLD or ACT we are unable to assist you with your enquiry. New borrowers are required to attend a Greater Bank Branch for an interview.