Stay vigilant
Maybe you’ve never even considered it, but your credit score is always there in the background. As soon as you start applying for credit, big or small, you start accruing a credit history, which affects your credit score.
Maybe you ended up having more fun than you anticipated on holiday, and put the extra week on your Credit Card. You’ll pay it off eventually, right? Well – if you’ve been a little careless with your relationship with credit, you might be in for a little shock.
So that you can reach some of life’s big financial milestones, such as buying a home or a new car (and getting the loan that will help make it happen), it pays to stay on top of your credit score. Familiarise yourself with your score, and stay on top of it as you take steps to improve it.
Maybe you’ve never even considered it, but your credit score is always there in the background. As soon as you start applying for credit, big or small, you start accruing a credit history, which affects your credit score.
Maybe you ended up having more fun than you anticipated on holiday, and put the extra week on your Credit Card. You’ll pay it off eventually, right? Well – if you’ve been a little careless with your relationship with credit, you might be in for a little shock.
So that you can reach some of life’s big financial milestones, such as buying a home or a new car (and getting the loan that will help make it happen), it pays to stay on top of your credit score. Familiarise yourself with your score, and stay on top of it as you take steps to improve it.