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Doing your banking this festive season

This festive season, we've made banking easy, so you can focus on the good stuff. All the info you'll need, including our contact centre and branch hours or operation, as well as important information on scheduled payments, can be found in one place.

step 1

Know the home-buying process

Often, first home buyers will hear about the first home buyer grant first, before they’ve done any other research into what it takes to buy a home. While the prospect of securing financial assistance to get the keys to your first place may seem attractive, accessing it will form one part of what can sometimes be a complicated process.

Once you’re aware what it takes to buy a home, you’ll be able to budget and set your expectations accordingly.

  1. Calculate your borrowing power

  2. Calculate your potential repayments

step 2

Doing your homework

The first home owner grant is financial assistance in the form of a one off payment from your state or territory government, that can be accessed to help with the purchase of your first home.

The first home owner grant scheme was introduced to offset the effect of the GST on home ownership, and the amount you may be able to access differs from state to state, so making yourself aware of just how much you may be able to access will help you adjust your deposit savings budget.

step 3

Gather your details

Depending on the location, price and type of property you plan to buy as your first home, you may be able to access differing amounts.

  1. In which Australian state or territory do you intend to buy your first home?

  2. What kind of home will you be purchasing? New? Established? Are you building?

  3. What is the value of the property you’ll be purchasing?

step 4

Assess your eligibility

Once you’ve got this info, complete your details below and we can help assess whether you may be eligible for the first home buyer grant in your state.

Enquire About A Home Loan

If you are after some more information, a loan pre-approval or are ready to apply for a home loan, start a conversation with a Greater Bank lending expert today to help you get what you want sooner.