Car Insurance

We are a nation of drivers – we spend so much time in our cars, sometimes it feels like we should just move in! You owe it to yourself to make sure you have the right cover to suit your needs.

The Greater can help you arrange Comprehensive Car and CTP Insurance designed to protect you from anything that may happen on the road.

Car Insurance

Comprehensive Insurance through Allianz, covers your car as well as other people’s cars or property. Get the cover you want for your wheels Get a quote online

Great If:

You want cover suited to your needs

You’re not happy with your current cover

You want a better deal on your insurance

Key Features

1 year Roadside Assistance, giving you peace of mind wherever the road takes you

Pay by the month at no extra cost, meaning no more having to budget for lump sum payments#

Safe driver discounts@ and No Claim Bonus, rewarding your good habits

Option to increase your excess to help reduce your premium

Apply for Car Insurance It’s just that simple! Get a quote online

I want to

I want to bank smarter and avoid fees

Bank fees are right up there with stubbed toes and frostbite as most people’s least favourite things. Luckily, you can minimise their effect and keep more money in your pocket.

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I want to set up a budget

We’re all aware of budgeting, but often we view it from a negative perspective. The reality is anyone can achieve their goals with the right budgeting tools.

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I want to buy a car

You’ll own many cars in your lifetime – from your first bomb, to your family SUV, to your piece of retirement indulgence. Whatever you’ve set your sights on, The Greater can get behind the wheel sooner.

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Get an insurance quote

We know that chasing quotes can be a hassle, so we’ve made it as easy as possible for you. Getting an Insurance quote through The Greater is easy and can be done in one of 3 ways:

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What's covered?

Cover if your car is stolen including a free rental car for up to 14 days Yes
Damage to your car including storm, fire, flood and hail Yes
Damage to other people's car or property Yes
Your choice of repairer and guarantee on those repairs Yes
Emergency repairs, towing costs and accommodation Yes
Personal effects and clothing cover up to $500 Yes
A brand new vehicle if yours is written off within two years of its original registration, including the on-road costs Yes
Up to $20 million Legal Liability Yes
Re-keying and re-coding if your keys are stolen Yes

Why The Greater

While we have the size and strength to service the needs of over 250,000 customers and manage over $5 billion in assets, our-award winning customer service will make sure you feel like a person, not a number.

Find out more

What does peace of mind mean?

At The Greater, we understand that in order for our customers to feel like they've made the right choice when it comes to Insurance, they want size, strength, security and industry-leading standards.

That's why we've partnered with Allianz - the company voted Australian General Insurer of the Year for 2014 in the Insurance Industry Awards, run by Australian Financial Publications.

Insuring with Allianz through The Greater puts the right people and resources in your corner, when you need it most.

Third Party Insurance

Third Party Property Insurance covers damage to other people's car or property.

Third Party Insurance arranged through The Greater offers you cover options to suit your needs, Legal Liability cover, and the option to pay by the month at no extra cost.^

Third Party Insurance Benefits* Third Party Property Damage Third Party Property Damage Fire and Theft
Cover for up to $20 million legal liability for damage to other people's car or property including public property Yes Yes
Cover for up to $20 million legal liability for death or bodily injury caused by your vehicle Yes Yes
Up to $4,000 damage caused by uninsured drivers Yes Yes
Cover if your car is stolen No Yes
Cover if your car is damaged by fire No Yes

Retrieve a quote online

Life happens – we get it.

If you’re busy at work, with the kids or are browsing across devices, did you know you can save your Insurance quote and retrieve it at any time?

At any time during your quote, simply click save. You can even have your quote number emailed to you so you can retrieve it later. 

Retrieve a quote

CTP Insurance

CTP insurance is commonly refered to as a Green Slip in NSW and must be purchased before you can register your car.

As long as your vehicle is registered, your Green Slip will cover you for any injuries caused to other road users and yourself if you are at fault in a motor vehicle accident anywhere in Australia. If your vehicle is not registered you may be personally liable for any injuries you cause.

  • Up to $250,000 At Fault Driver Protection at no extra cost
  • eGreen payment facility enabling you to register your vehicle online at the RTA within minutes
  • Competitive rates for drivers over the age of 30
  • A team of CTP claims specialists, that will handle your claims quickly and fairly
  • Confidence of being insured with one of the world's leading insurers

What is At Fault Driver Protection insurance?

According to law, NSW CTP policies only cover injury sustained by the driver that is at fault in a motor vehicle accident for medical expenses determined to be reasonable and necessary and/or lost earnings incurred within six months of the date of the accident up to a maximum of $5,000. 

When you purchase your Allianz CTP Green Slip, however, you may be entitled to receive a bonus At Fault Driver Protection policy.

Where applicable, this additional policy is included at no extra cost and provides up to $250,000 of cover for certain serious injuries you may sustain if you are the at fault driver in an accident.

This guide is a summary only. *Terms, conditions, limits and exclusions may apply. Allianz Australia Insurance Limited (Allianz), ABN 15 000 122 850 AFSL 234708 is the insurer of these general insurance products. In arranging these insurances Greater Building Society Ltd ABN 88 087 651 956 AFSL 237476 acts as an agent for Allianz not you. We receive a commission on these insurance products of 10% of the premium paid for each comprehensive car or caravan policy and 4% for each CTP policy.
View the Allianz Roadside Assistance Terms and Conditions here.
## Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
# 12 months roadside assistance is offered by Allianz and provided by AGA Assistance Australia Pty Ltd (ABN 52 097 227 117) trading as Allianz Global Assistance. 
Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
^ Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
The Greater may provide links to other websites for your convenience. We are not responsible for and have no control over the information in those sites.
@ For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement. No claim bonus discount amounts vary by state.
Safe Driver Discount applies to new Classic Motor Insurance policies only. To be eligible for a safe driver discount:
* the rateable driver must be aged 30 years or over;
* the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
* all other nominated drivers have had no at fault claims for the last five years.