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Assess your need

We’re a nation of drivers, and each of us use our cars in unique ways. In light of this, it's important that we take the time to consider the way we use our car when it comes time to getting our insurance.

We go for the cheapest cover, or we go for what we perceive to be the ‘best’ and most expensive. Understanding how the following things effect your cover can be helpful when looking for a new car insurance policy.

Your driving habits

Is your car brand new or an old battler? Do you use the car every day, or does it sit in the garage until it’s time for church on Sunday? 

Where you drive

Are you navigating freeways and roadworks on your daily city commute, or do you only use smooth, open country roads?

How the car is stored

Is it locked up in a garage when not in use, or do you park it on the street?

Compare covers

Once you’ve got a clearer picture of how you use your car, you can search for policies that align with your needs.

When considering an insurer, you may wish to take into account the size, reputation and reliability of the institution, as well as the level of customer service they provide.

It’s easy to be tempted by a slightly lower price, but will this mean you’ll be forced to handle any claims process online, without ever speaking to a real person?

Other things to consider include whether prospective insurers will let you pay by the month and whether they give you the option to increase your excess to reduce your premium.

Motor Insurance

Don't put your pride and joy at risk – get the right cover for your ride and hit the road with confidence.

Get a Motor Insurance quote

Get a quote

Once you've decided on the level of cover you require, the last thing you want is to be sitting around all day chasing quotes.

If you don’t want to spend hours on the phone answering questions just to get a quote, look for options that make this process easier.

Get a quote online

Just by punching in a few short details, you’re able to get a quote online. On your desktop, tablet or mobile, review your quote in just minutes.#

Get a Motor Insurance quote

Retrieve a quote

We get it; life happens. If you’re in the process of getting a quote and are side-tracked, you’ll be pleased to know that you can save a quote and return to it at any time. Too easy!

Retrieve an insurance quote

Keep up to date

An all-too-common mistake is not to let your insurer know of changes in your circumstances that may affect your cover. Has someone not listed on the policy been driving your vehicle? Are you forced to store the car in a different location? Have you recently moved to a different suburb, altering your daily commute?

Keeping your Insurer up to date with these changes is a good habit to get into, as it will help ensure the ongoing validity of your cover, and may have implications for your premium.

How we can help

Get a quote

Give us a call or drop into your local branch.

Call 13 13 86

Make a claim

Get started with an Allianz claims consultant.

Call 1300 555 030

Allianz Customer Service

Got a question about an existing Allianz policy?

Call 1300 139 418

Greater Bank Limited, ABN 88 087 651 956 AFSL No 237476 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services. The relevant Target Market Determination is available by calling 13 13 86.

1. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

2. The online discount applies to new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

3. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.

5. In certain circumstances we may agree with you to use another repairer than the one that you selected. We will act reasonably in doing so.

6. We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.

7. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.