The perfect loan if you’re after great value and no ongoing fees. Plus, flexible repayment options help you make the move from owe to own sooner.+
Free redraw available around the clock via online banking
You could pay off your loan sooner by making additional repayments+.
Our Family Pledge option allows you to borrow up to 110% of the value of your property by applying with a guarantor.
| Great Rate Home Loan | Interest Rate# | Comparison Rate^ |
|---|---|---|
| Variable | 5.94% p.a. | 5.95% p.a. |
| Great Rate Home Loan | Interest rate | Comparison rate^ |
|---|---|---|
| Variable | 7.86% p.a. | 7.87% p.a. |
| Great Rate Home Loan | Interest rate~ | Comparison rate^ |
|---|---|---|
| 1 Year Fixed | 6.29% p.a. | 7.70% p.a. |
| 2 Years Fixed | 5.99% p.a. | 7.49% p.a. |
| 3 Years Fixed | 5.94% p.a. | 7.31% p.a. |
| 4 Years Fixed | 5.94% p.a. | 7.15% p.a. |
| 5 Years Fixed | 5.94% p.a. | 7.02% p.a. |
| Establishment fee | $0 |
| Monthly fee | $0 |
| Settlement processing fee | $180.00 |
| Government registration fees apply? | Yes |
The above are a selection of our fees only. Additional Fees and Charges may apply. For further information please view the Home Loans Terms and Conditions and Lending Products Product Schedule.
Anyone can apply for a Great Rate Home Loan, provided that you are:
Greater Bank offers a number of ways for customers to kick-start what will surely be one of life’s most exciting experiences – buying a home.
You can start a conversation with Greater Bank today by
Changing from one Greater Bank Home Loan Product to another is easier than you might think.
Why not get in touch with us today to see what our Lending Staff can do to make life greater?
Note: Fixed Rate break costs may apply
Use one of our lending calculators to find out:
Yes.
At Greater Bank, we know sometimes it's hard for you to visit us when applying for a home loan, so we will come to you. Our experienced Lenders can visit you at home or work, at a time that suits you. Whether you’re considering a new home loan or swapping your current home loan to Greater Bank, our Lenders are here to help make your life greater.
Get in touch with a Mobile Lender near you - Find a lender
Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.
Our mobile lenders are more than happy to come to you. Find a lending expert close to you and request a callback today.
Speak to our contact centre
Monday to Friday 8:00am – 6:00pm AEST.
Saturday 8:00am to 1:00pm AEST
*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.
Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992 Australian Financial Services Licence/Australian credit licence 238273
++ $2,000 cashback for loans ≥$250,000 with LVR of less than or equal to 80%, or $3,000 cashback for loans ≥$500,000 with LVR of less than or equal to 80%,. Applications must be submitted by 31/05/2024 and funded by 31/08/2024. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions. Terms, conditions, fees, charges and credit criteria apply.
~At the end of the fixed rate period customers can chose to re-fix their loan for another fixed rate period or let the loan revert to the applicable variable interest rate based on the loan and repayment type.
^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
#Discounted rates include a discount on Home Loans of $150,000 or over and for owner occupied Home Loans with an LVR 80% or below and for investment Home Loan with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities.
+Additional costs may apply if your loan has a fixed rate.
All new interest-only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rate. The all-up interest rate which includes any margins, will be set out in your credit contract. View our Terms and Conditions.
