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Go Ahead, Bank Greater!

We’ve designed a range of simple, secure, rewarding everyday accounts to suit your needs no matter which stage of life you’re at. Compare our accounts below and open one in minutes via our app or online banking.
Go ahead bank greater - Ultimate Access Account

Ultimate Access Account

Our Ultimate Access Account let’s you pay your way, whether it’s making purchases online or instore. You can use your Visa debit card worldwide, and you can even ditch the plastic and go digital with Apple Pay and Google Pay. Plus, enjoy zero transaction fees each month you deposit $2000 or more into your account.
Go ahead bank greater - Access account

Access Account

Our Access Account is designed to make banking simple. With no monthly account keeping fee, 24/7 access to your money via our mobile app and peace of mind with Visa’s Zero Liability policy, it’s our great all rounder.
Go ahead live greater - Retirement Plus account

Retirement Plus Account

Interest rate 2.40 % p.a.
For portions of your balance above $100,000. Calculated daily, paid monthly.
The perfect combo of an everyday and savings account, to help you get the most out of your money. Perfect for those over 55, you’ll receive higher interest while still having easy access to your funds.

 

Go ahead, save Greater!

Discover savings accounts that actually reward you for saving - imagine that! It doesn’t matter to us what you’re saving for - we just want to see you get there. Our accounts incentivise you to form good saving habits and stick with them for life. Plus, you can open an account simply and quickly in minutes via our app or online banking.
Go ahead earn greater - Term Deposit account

Term Deposits

Interest rate 4.50 % p.a.
12 months - $5,000 and over - Interest on maturity
Saving on your terms. Choose a duration that suits you and lock a portion of your savings away to earn a higher interest rate. Great if you’re saving for that long-term goal like a new home, holiday, a car, helping out your kids or planning for retirement.

How does online account opening work?

I currently bank with Greater Bank

Great news! Luckily, you’re able to skip to the front of the line and open an account of your choice right now via our app or online banking.

It’s simple - just login and access the Products & Offers menu to find our range of everyday and savings accounts. In a few clicks, you’ll be banking greater.

I don’t bank with Greater Bank (…yet)

No problem! Let’s change that.

By clicking on any of the account opening buttons above, we’ll take you through a quick ID verification, then you’ll get some temporary online banking details sent to you via email and SMS.

Once you have these, just login to online banking and finish opening the account of your choice in under a minute.

Everyday Accounts FAQs

We offer a range of everyday accounts designed to meet the needs of as many customers as possible. Whether you prefer a mixture of card and cash use, or are a pure card user and want an account to park your salary, we like to think we’ve got an account that will help you make the most of your money.

Check out our range of everyday accounts.

Activating your Greater Bank Card is easy and can be done in a number of ways

Mobile App

Most of our customers choose this option as it's the easiest

  • Login to our Mobile App.
  • Tap on 'Activate your card' on the top right-hand side of screen.
  • Follow the prompts.
Online
  • Simply Logon to Online Banking.
  • Click Card Maintenance and select your account from the menu.
  • Complete the security and verification procedures.
Phone

You can give us a call on 13 13 86 and one of our friendly staff can activate your card for you.

Branch

Drop into your nearest branch.

To open an Everyday account online (Ultimate Access or Access Account), you must be a permanent resident of Australia, over the age of 18, and have an Australian address.

If you don’t already bank with us, iIn order to verify your identity, you'll need any two of: your current Australian driver licence, Medicare, or passport.

To open a Retirement Plus Account, visit our friendly staff at your local branch.

T&Cs, fees, charges and eligibility criteria apply.

You can view the fees for our range of Everyday Accounts via the relevant Product Schedules on our Disclosure Documents page below:

View our Product Schedules

Savings Accounts FAQs

You’re able to view the current interest rates for Greater Bank Savings Accounts by following the links below.

  • For Bonus Saver, Life Saver and Cash Management Account interest rates – click here.
  • For Term Deposit interest rates – click here.

You can view the full range of fees and charges applying to our Bonus Saver, Life Saver, Term Deposits, Term Deposits (monthly income) and Cash Management Accounts in the relevant Product Schedule PDFs on our Disclosure Documents page below.

View Disclosure Documents

The way interest is paid on your Greater Bank savings account depends on the type of account you choose.

To find out how interest is paid on your account, please take the time to review the relevant Product Schedule, available via the link below:

View our Product Schedules

Anyone can open a Greater Bank Bonus Saver or Term Deposit Account online provided that you:

  • Are an Australian citizen or permanent resident aged 18 years or older;

  • Have an Australian residential address

You can open a Life Saver Account online provided you meet the above criteria, and are also under the age of 25.

To open a Life Saver Account under the age of 16 or to open a Cash Management Account, visit our friendly staff at your local branch.

T&Cs, fees, charges and eligibility criteria apply.

Handy banking tools

Savings goal calculator

Track your progress towards the next big savings goal in your life.

Get started

Budget planner

Map out your incomings and outgoings to keep track of your money.

Get started

Income tax calculator

Especially handy when your budget is tight and you need to make every dollar count.

Get started

We're here to help

Got a question?

Check out our extensive FAQ section.

View FAQs

Drop in

Find your nearest Branch or ATM

Branch and ATM Locator

Get in touch

Call us Monday to Friday
8:00am to 6:00pm
and
Saturday 8:00am to 1:00pm AEST

Call 13 13 86

~ Greater Bank and Newcastle Permanent are both parts of Newcastle Greater Mutual Group Ltd, a single ADI. Therefore, a single $250,000 limit will apply to the aggregate balance of any eligible accounts held with Greater Bank and Newcastle Permanent.

Transaction fees may apply if the fee allowance is exceeded. For full terms, conditions, fees and charges on Everyday Account, see the relevant Product Schedules.

Transaction fees may apply if the fee allowance is exceeded. For full terms, conditions, fees and charges on Savings Accounts and Term Deposits, see the relevant Product Schedules.

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