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Personal Loans - Greater Bank

Personal loans

Interest Rate 6.78 % p.a.
Comparison rate 7.17 %^ p.a.
Secured Personal Loan - Fixed rates for 1-7 years

Life’s short. So is our approval time. 

Get what you want sooner with our low rate personal loans. 

Why choose a Greater Bank personal loan?

Those rates, tho…

Our competitive interest rates let you focus on enjoying life, rather than paying for it.

Interest rates

Your loan - your way

Manage your loan anywhere, anytime in our app, and access free online redraw when you need it.

Pay it off early

Extra repayments without being penalised? Yes, please. Ahead on your loan? Take a break from repayments. Plus - fixed rates over the life of the loan make budgeting a cinch.

Quick and secure

Apply securely online in minutes. Applications are assessed in as little as 2 business days.

Choosing the right loan for you

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New Car Loan

Interest Rate 6.24 %ᴥ p.a.
Comparison rate 6.63 %^ p.a.
Secured New Car Loan - Fixed rates for 1-7 years

If you’re shopping around for a new car, van, ute or 4WD, put your foot down and check out our New Car Loan.

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Secured Personal Loan

Interest rate 6.78 % p.a.
Comparison rate 7.17 %^ p.a.
Secured Personal Loan - Fixed rates for 1-7 years

Our Secured Personal Loan is great for those big purchases where you’re able to offer security against the loan. Great for used cars, motorbikes, home renos - even boats and caravans.

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Unsecured Personal Loan

Interest rate 8.99 % p.a.
Comparison rate 9.39 %^ p.a.
Unsecured Personal Loan - Fixed rates for 1-5 years

If you’ve got big plans, but aren’t able to provide security against a loan, check out our Unsecured Personal Loan. The perfect option for travelling, furthering your career, planning a wedding or even consolidating existing debt.

Calculate your Personal Loan repayments

Terms, conditions, fees, charges and credit criteria apply.

Rates are effective as at 9am Wednesday 01/07/2026 and are subject to change without prior notice.

Once all relevant documents have been provided.

To qualify for the New Car Loan interest rate, the loan must be to purchase a new car, van, utility, 4-wheel drive for personal use. Demonstrator vehicles with less than 5,000 kms on the odometer will be categorised as New for this purpose. Vehicles purchased second hand, refinanced, boats, motor cycles, caravans and trailers will not qualify for the New Car Loan interest rate.

^Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Calculator Disclaimer

This calculator should be used as an indication only. Results provided are estimates for illustrative purposes and based on the information provided and assumptions that are subject to change. Results should not be relied on or construed as financial or other advice. Results do not represent a quote or pre-qualification for a loan or other product.

Calculations are not a loan or other product approval. Applications for credit are subject to credit approval and satisfactory security and minimum deposit requirements. Other criteria also apply. Conditions apply to all loans and other products. Full terms and conditions will be set out in our loan or other product offer, if an offer is made.

Fees and charges are payable. Interest rates are subject to change. The calculations do not take into account fees, charges or other amounts that may be charged to your loan or other accounts. Any of these additional amounts will increase repayments under the loan.

As this information has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on it. You should obtain financial and taxation advice from a suitably qualified and experienced professional adviser before making a financial decision.

Calculator by Widget Works.