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Personal loan interest rates

Rates are effective as at 9am Wednesday 08/07/2026 and are subject to change without prior notice.

New Car Loan interest rates

New Car Loan - terms up to: Interest rateᴥ Comparison Rate^
7 Years Fixed 6.24% p.a. 6.63% p.a.

Terms, conditions, fees, charges and credit criteria apply.

To qualify for the New Car Loan interest rate, the loan must be to purchase a new car, van, utility, 4-wheel drive for personal use. Demonstrator vehicles with less than 5,000 kms on the odometer will be categorised as New for this purpose. Vehicles purchased second hand, refinanced, boats, motor cycles, caravans and trailers will not qualify for the New Car Loan interest rate.

^Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Rates are effective as at 9am Wednesday 08/07/2026 and are subject to change without prior notice.

Secured Personal Loan interest rates

Secured Personal Loan - terms up to: Interest rate Comparison rate^
7 Years Fixed 6.78% p.a. 7.17% p.a.

Terms, conditions, fees, charges and credit criteria apply.

^Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

~Acceptable security may include motor vehicles and other assets (such as term deposits). If you’re using a motor vehicle as security: caravans, boats and motorbikes must be brand new and purchased from an authorised dealer, and used cars must be no more than seven years old.

Rates are effective as at 9am Wednesday 08/07/2026 and are subject to change without prior notice.

Unsecured Personal Loan interest rates

Unsecured Personal Loan - terms up to: Interest rate Comparison rate^
5 Years Fixed 8.99% p.a. 9.39% p.a.

Terms, conditions, fees, charges and credit criteria apply.

^Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.