Greater Bank Lenders.
When you’ve got the right team in your corner, the home buying journey can feel effortless.
Big dreams, smart loans.
Interest rate
5.94
%#
p.a.
Comparison rate
5.95
%^
p.a.
#Discounted Great Rate Home Loan variable rate, owner occupied, principal and interest
Get up to $3,000 cashback+++ when you apply online.
Online cashback of $2,500 for eligible loans $250-$499k or $3,000 for loans ≥$500k. 80% LVR or less. See Online Cashback Offer T&Cs.+++
Lock in a great rate!
Interest rate
5.35
%
p.a.
12 months - $5,000 and over - Interest on maturity
A Term Deposit puts savings on your terms. Choose a duration that suits you and lock a portion of your savings away to earn a higher interest rate.
Go ahead, save greater with a Life Saver!
Interest rate
5.25
%
p.a.
When you grow your balance each month~
Our Life Saver account gives those under 25 a savings head start. No intro rate and $0 monthly account keeping or everyday transaction fees means your money works harder for longer.
Keep your accounts secure
Second Factor Authentication adds an additional layer of security when logging into the app or online banking.
How we can help
Let our range of helpful how-to guides demystify banking so you can grow, save and protect your money.
Property
From buying your first home and discovering your borrowing power to using your equity and investing, there's something for everyone.
Personal finance
Help for those who don't like to wait to get what they want. Purchasing vehicles, getting married, consolidating debt and more.
Saving money
Info-packed step-by step guides to help you grow your savings. Teach your kids to save, find the right account and many more.
Managing your money
Whether you want to bank smarter and avoid fees, control your spending or simply set up a budget, we've put together the hints and tips to help.
Managing credit
Looking for your first card? Or maybe you just want to improve your relationship with credit and get to know how your card works? We're here to help.
Getting away
At home or abroad, we've got your travel and international questions answered. Using your money on the road and sending money overseas made easy.
Business banking
Get the right help for your business to thrive, whether you're just starting out or looking to grow.
How long does it take to pay off a home loan?
Calculator Disclaimer
This calculator should be used as an indication only. Results provided are estimates for illustrative purposes and based on the information provided and the assumption that calculations are for new borrowings only. These assumptions are subject to change. Results should not be relied on or construed as financial or other advice. Results do not represent a quote or pre-qualification for a loan or other product.
Calculations are not a loan or other product approval. Applications for credit are subject to credit approval and satisfactory security and minimum deposit requirements. Other criteria also apply. Conditions apply to all loans and other products. Full terms and conditions will be set out in our loan or other product offer, if an offer is made.
Weekly and fortnightly repayment amounts shown are not a simulation of actual loan repayments. They are indicative conversions only and do not reflect actual repayment calculations or outcomes. Greater Bank loan repayments are calculated and payable on a monthly basis.
Fees and charges are payable. Interest rates are subject to change. The calculations do not take into account fees, charges or other amounts that may be charged to your loan or other account (such as establishment fees or stamp duty). Lender's Mortgage Insurance may apply. Any of these additional amounts will increase repayments under the loan.
As this information has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on it. You should obtain financial and taxation advice from a suitably qualified and experienced professional adviser before making a financial decision.
Calculator by Widget Works.
Latest news
Greater Bank and Titans Netball announce partnership for '26 season
Greater Bank is proud to announce a new major partnership with Gold Coast Titans Netball, as we join the club as the major sponsor for the 2026 season.
Netballers score funding boost
Netballers from over a dozen associations will have more opportunities to step on the court this season thanks to renewed support from us.
Empowering Indigenous creativity: fourth annual Indigenous Storytellers Scholarship returns for 2026
The Indigenous Storytellers Scholarship is proud to announce the launch of its fourth annual program, with applications opening on 5 February 2026.
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Account terms, conditions, fees, charges and credit criteria apply.
#Discounted rates available for new home loans $150k+, with LVR of 80% or less.
^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
+Cashback offers:
+++Online Cashback of $2,500 for eligible home loans $250-$499k or $3,000 for loans ≥$500k available for applications submitted via the Greater Bank Digital Home Loan application channel (online application) with 80% LVR or below. Excludes refinances from Greater Bank or Newcastle Permanent. If eligible, cashback payment will be made within 60 days of the loan settlement date (loan must still be open at time of payment). Only one (1) cashback payment per eligible loan and for first eligible loan only. Not available in conjunction with any other cashback or promotional payment (except any interest rate discount offered). Offer may be varied or withdrawn at any time. See the full Online Cashback Offer Terms and Conditions.
++Cashback of $2,000 for eligible home loans $250-$499k or $2,500 cashback for loans ≥$500k available for refinance applications submitted via Greater Bank lenders (not online), with 80% LVR or below. Only one (1) cashback payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions.
~Must be under 25 to open. To qualify for interest, your closing balance must be higher than the opening balance (excluding any interest earned) for the calendar month.
Terms and conditions apply for the banking app and online banking.