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Lock in a great rate!

Interest rate 4.15 % p.a.
6 months - $5,000 and over - Interest on maturity

A Term Deposit puts savings on your terms. Choose a duration that suits you and lock a portion of your savings away to earn a higher interest rate.

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Live greater with zero everyday fees^^

Open an Access account today to live fee free with zero everyday fees, no account keeping fees and mobile payments wherever Visa is accepted.

^^Other fees and charges may apply. Refer to the relevant Product Schedule for further information.

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First home buyers - get up to $2,500++ cashback

Start smart with $2,500 cashback when you buy your first home. Let your local lending expert help you buy your first home sooner.

++ For eligible owner-occupied home loans, paid into your account. T&C's and credit criteria apply

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Rates are effective as at 9am Friday 18/07/2025 and are subject to change without prior notice.

*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.

+Cashback offers:

+++Online Cashback of $2,500 for eligible home loans $250-$499k or $3,000 for loans ≥$500k available for applications submitted via the Greater Bank Digital Home Loan application channel (online application) with 80% LVR or below. Excludes refinances from Greater Bank or Newcastle Permanent. If eligible, cashback payment will be made within 60 days of the loan settlement date (loan must still be open at time of payment). Only one (1) cashback payment per eligible loan and for first eligible loan only. Not available in conjunction with any other cashback or promotional payment (except any interest rate discount offered). Offer may be varied or withdrawn at any time. See the full Online Cashback Offer Terms and Conditions.

++Cashback of $2,000 for eligible home loans $250-$499k or $2,500 cashback for loans ≥$500k available for refinance applications submitted via Greater Bank lenders (not online), with 80% LVR or below. Only one (1) cashback payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions.

#Discounted rates available for new home loans $150k+, with LVR of 80% or less. Discounted rate not available for Line of Credit facilities.

Additional costs may apply if your loan has a fixed rate.

^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Only home loans attract a 0.10% p.a. margin above the applicable Principal and Interest rate. Your interest rate which includes any margins, will be set out in your credit contract.

^^Other fees and charges may apply. Refer to the relevant Product Schedule for further information.

Before considering one of our products, you should view our full range of Term Deposit Interest Rates and Savings Account Interest Rates, as well as the Product Schedules for our Bonus SaverTerm DepositsTerm Deposits (Monthly Interest)Life Saver and Cash Management Account.

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