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Refinance and score up to

$2,500 cashback+

Your local lending expert is here to hold your hand along every step of your home buying journey.
With FASTRefi® we can have you refinanced and saving within days.
Our home loans are packed with features like free online redraw†, competitive rates with low fees.
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Compare mortgage rates

Compare 4 products
Great Rate Home Loan
Perfect if you’re after great value and no ongoing fees.
Ultimate Home Loan
Our ultimate in loans. Offering the flexibility of fixed or variable rate, or a mixture of both.
Ultimate Investment Home Loan
Combining great value with a range of features designed to make investing easier.
Great Rate Investment Home Loan
With low-interest rates and no monthly or annual fees, we've made investing simple.
Interest rate 5.94 %# p.a.
Comparison rate 5.95 %^ p.a.
#Discounted Great Rate Home Loan variable rate, owner occupied, principal and interest
Interest rate 6.24 %~ p.a.
Comparison rate 7.71 %^ p.a.
~2 year fixed Ultimate Home Loan rate, owner occupied, principal and interest
Interest rate 6.34 %~ p.a.
Comparison rate 8.03 %^ p.a.
~2 year fixed Ultimate Investment Home Loan rate, principal and interest
Interest rate 6.39 %~ p.a.
Comparison rate 7.86 %^ p.a.
~2 year fixed Great Rate Investment Home Loan rate, principal and interest
Key Features
Great if you want a low-rate no-frills home loan.
Key Features
Great if you want a packaged home loan with a low rate and added benefits.
Key Features
Great if you want a great value packaged loan to invest in property.
Key Features
Great if you want a simple, no-nonsense investment loan with competitive rates.

Interest only available

Fixed and variable rates available

Minimum deposit required (without requiring mortgage insurance or a Family Pledge)
20% of purchase price (plus costs)
Maximum loan term
30 years

Parental guarantee available

Property location
Australia

Multiple offset accounts

Free redraw online†

Additional repayments‡

Split loan option

Can be used for land & construction (variable rates only)

Can be used for refinance

FASTRefi®

Available if self employed

Repayment holiday

Ongoing fee

Interest only available

Fixed and variable rates available

Minimum deposit required (without requiring mortgage insurance or a Family Pledge)
20% of purchase price (plus costs)
Maximum loan term
30 years

Parental guarantee available

Property location
Australia
Multiple offset accounts
Yes. Available once loan reverts to a variable interest rate.

Free redraw online†

Additional repayments‡

Split loan option

Can be used for land & construction (variable rates only)

Can be used for refinance

FASTRefi®

Available if self employed

Repayment holiday

Ongoing fee
$395 p.a. Package fee

Interest only available

Fixed and variable rates available

Minimum deposit required (without requiring mortgage insurance or a Family Pledge)
20% of purchase price (plus costs)
Maximum loan term
30 years

Parental guarantee available

Property location
Australia
Multiple offset accounts
Yes. Available once loan reverts to a variable interest rate.

Free redraw online†

Additional repayments‡

Split loan option

Can be used for land & construction (variable rates only)

Can be used for refinance

FASTRefi®

Available if self employed

Repayment holiday

Ongoing fee
$395 p.a. Package fee

Interest only available

Fixed and variable rates available

Minimum deposit required (without requiring mortgage insurance or a Family Pledge)
20% of purchase price (plus costs)
Maximum loan term
30 years

Parental guarantee available

Property location
Australia

Multiple offset accounts

Free redraw online†

Additional repayments‡

Split loan option

Can be used for land & construction (variable rates only)

Can be used for refinance

FASTRefi®

Available if self employed

Repayment holiday

Ongoing fee
Apply for a home loan Apply now Great Rate Home Loan Apply for a home loan Apply now Ultimate Home Loan Apply for a home loan Apply now Ultimate Investment Loan Apply for a home loan Apply now Great Rate Investment Loan
Rates are effective as at 9am Wednesday 01/07/2026 and are subject to change without prior notice.

Terms, conditions, fees, charges and credit criteria apply.

+Cashback of $2,000 for eligible home loans $250-$499k or $2,500 cashback for loans ≥$500k available for refinance applications submitted via Greater Bank lenders (not online), with 80% LVR or below. Only one (1) cashback payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions.

FASTRefi® is a registered trademark of First American Title Insurance Company of Australia Pty Limited ABN 64 075 279 908.

#Discounted rates available for new home loans $150k+, with LVR of 80% or less. 

^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

~At the end of the fixed rate period customers can chose to re-fix their loan for another fixed rate period or let the loan revert to the applicable variable interest rate based on the loan and repayment type.

Interest Only home loans attract a 0.10% p.a. margin above the applicable Principal and Interest interest rate. Your interest rate which includes any margins, will be set out in your loan contract.

‡A prepayment fee applies to fixed rate loans if you make more than 5% in extra payments. Contact us before making additional repayments to get an estimate of the prepayment fee.

†Redraws available on application, for amounts in advance. A redraw fee applies to applications made in branch.