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Business account interest rates

Rates are effective as at 9am Saturday 18/07/2026 and are subject to change without prior notice.

Business Access interest rates

$0.00 - $99,999.99 $100,000.00+
Variable 0.00% p.a. 0.01% p.a.

Account terms, conditions, fees and charges apply.

Interest is calculated daily and paid six-monthly. Strata interest applies to this account. This means that different rates of interest apply to different parts of your account balance. 

Rates are effective as at 9am Saturday 18/07/2026 and are subject to change without prior notice.

Business Optimiser Account

$0.00 - $19,999.99 $20,000.00 - $199,999.99 $200,000.00 - $499,999.99 $500,000.00+
Variable 0.01% p.a. 0.75% p.a. 0.75% p.a. 0.75% p.a.

Other fees and charges apply for certain services or special transactions you request. See the product Terms and Conditions for account terms, conditions, fees and charges.

Interest is calculated daily and paid quarterly. Tiered interest applies to this account. Tiered interest means that you may earn a different rate of interest depending on your balance. This interest rate applies to the whole balance.