Skip to Main Content

Can a merchant switch a direct debit to PayTo?

Can a merchant switch my existing direct debit to a PayTo agreement?

PayTo agreements can only be initiated by merchants or service providers who use PayTo.

With this being said, over time, merchants or service providers with whom you’ve got an existing direct debit set up may decide to switch to using PayTo.

If a merchant or service provider automatically switches your direct debit to a PayTo agreement:

  • You should expect them to notify you of this change 14 days before the switch is made.
  • We will also notify you when we receive payment instructions for the migrated direct debit.

  • You’re not required to authorise the switch. However, if you don’t consent or have concerns, you should contact them.
  • Your account can’t be debited as part of the new PayTo agreement for the first five days after the switch.

PayID and PayTo are registered trademarks of NPP Australia Limited.

You may also be after answers to...

We're here to help

Got a question?

Check out our extensive FAQ section.

View FAQs

Drop in

Find your nearest Branch or ATM

Branch and ATM Locator

Get in touch

Call us Monday to Friday 8:00am to 6:00pm and Saturday 8:00am to 1:00pm (AEST/AEDT)

Call 13 13 86