Access account
A fully functional transaction account with all the great features, unlimited free everyday transactions and no monthly account keeping fee.
Get the right account
Different stages of life call for different banking needs. Explore accounts designed to support you along the way, and choose the one that fits your life today and whatever comes next.
I want convenient banking and no transaction fees
We all need an account you can open, use every day, and not have to think about.
Whether you’re starting a new job or managing your weekly essentials, a no-frills account with easy access to your money just makes sense.
Our Access account gives you unlimited free everyday transactions and no monthly account keeping fee, with no minimum deposit requirements.
Simple, convenient banking, without the hassle.
Access Account Features
Unlimited free everyday transactions and no monthly account keeping fee.
Allows you to manage your money your way, whether you prefer using cash or card.
Fee-free cash withdrawals and account balance queries at any Greater Bank, Newcastle Permanent, ANZ, NAB, Commonwealth Bank or Westpac ATM across Australia.
Osko® and PayID® – set up your PayID to send and receive payments in seconds thanks to Osko by BPAY® .
I am 55+ and want make my money work for me
If you’re retired or nearing retirement, you know the value of making your money go further.
You still want the flexibility to manage everyday spending, while knowing your savings are working hard in the background.
Our Retirement Plus2 account is designed to do both. Part everyday account, part savings, it gives you easy access to your money while earning interest.
And unlike many savings accounts, you won’t lose interest when you make a withdrawal so you can enjoy this stage of life, knowing your account is there to support you.
Retirement Plus
Interest rate
1.80
%
p.a.
For portions of your balance above $50,000.00. Calculated daily, paid monthly.
For over 55's who want to manage their everyday spending, whilst being eligible to earn interest on the balance. A win-win.
Retirement Plus account Features
For customers 55 and over, Retirement Plus is part everyday account, part savings account.
Save more, earn more - strata interest applies, meaning different interest rates apply to different portions of your balance, with higher rates applying to higher balance tiers.
No monthly account-keeping fees.
Access to any Greater Bank, Newcastle Permanent, ANZ, NAB, Commonwealth Bank or Westpac ATM across Australia.
Access to the Visa Network – get a Visa Debit card with your account and take advantage of 24/7 fraud monitoring and Visa payWave.
I want to earn higher interest
If you’re saving for something big, you know every dollar counts.
Whether it’s a home deposit, a new car, a wedding or a long-awaited holiday, reaching your goal takes consistency.
Our Bonus Saver account is designed to reward good saving habits, offering a great interest rate∞ when you make regular deposits and avoid withdrawals.
And if you’re under 25, our Life Saver account is another great option to help your savings grow while you work towards what’s next.
Bonus Saver
Bonus interest
4.00
%
p.a.
Calculated daily, paid monthlyᴥ
For general or targeted savings, Bonus Saver rewards you for your good saving habits.
Bonus Saver Features
Earn bonus interest on your savings by making at least one deposit (interest payments don’t count!) and no withdrawals in a calendar month.
Manage your money 24/7 – access your money whenever you need to, wherever you are via our app or online banking.
No monthly account-keeping fees or everyday transaction fees.
I want my money to work for me
If you’re looking for a simple way to put your money to work, a Term Deposit4 could be a smart place to start.
With terms from one month to five years and competitive interest rates on deposits over $5,000, our Term Deposit offers a flexible range of terms to suit your needs. It’s a simple, set-and-forget option that lets you lock in your rate and know exactly what return you’ll receive.
And for added peace of mind, deposits up to $250,000 per account holder per authorised deposit-taking institution (ADI)~ are guaranteed under the Australian Government’s Financial Claims Scheme.
Term Deposits
Interest rate
5.35
%
p.a.
12 months - $5,000 and over - Interest on maturity
Set and forget. Invest a fixed amount of money and lock in a competitive interest rate at a term that suits you – from one month to five years.
Term Deposit Features
Lock in an interest rate and know exactly what your return will be.
You have the option to have interest paid monthly, six-monthly or at maturity (subject to the term chosen)^.
Range of term options to suit your needs – from one month to five years.
I want to open a savings account for my kid
As parents, we know how important it is to set a good example and teaching kids about money is no different.
The right account can help your child start saving their pocket money, learn good habits, and build confidence with money from an early age.
Our Life Saver account is designed for our under 25s, giving them a simple place to grow their hard-earned savings. With no account-keeping fees and a higher interest rate when they grow their balance each month – even small, regular deposits can help your child see the rewards of saving early.
Unlike their clothes, this account grows with them. Yep, the account (and its benefits) remains theirs even after they turn 25. It’s a simple way to give them a financial head start — and yourself a little extra peace of mind.
Life Saver
Interest rate
5.25
%
p.a.
When you grow your balance each month~
For those under 25 who want a bit of flexibility, we made it simple for you.
Life Saver Account Features
Open a Life Saver account on behalf of your child and kick start their financial journey.
As long as your child grows their balance each month (interest payments don’t count!), they’ll be rewarded with interest.
They won’t have to worry about monthly account keeping or everyday transaction fees.
Their account for life - even after they turn 25, they’ll continue to be rewarded every month they boost their balance.
Can't quite find what you're after?
Got a question?
Maybe you’re not alone. Our FAQs answer some of the more common banking questions we get asked.
Drop into a branch
Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.
Get in touch
Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.
Account terms, conditions, fees and charges apply.
Any advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the product is suitable for you and read the Terms and Conditions available on request from any branch, greater.com.au, or by calling 13 13 86.
This article is intended to provide general information of an educational nature only. Information in this article is current as at the date of publication.
®Osko and BPAY are registered to BPAY Pty Ltd ABN 69 079 137 518.
PayID and PayTo are registered trademarks of NPP Australia Limited.
∞To qualify for interest, you must make at least one deposit (excluding any interest earned) and no withdrawals during the calendar month.
^The available interest payment frequency options vary based on your selected investment term.
~Must be under 25 to open. To qualify for interest, your closing balance must be higher than the opening balance (excluding any interest earned) for the calendar month.
2Retirement Plus account
You must be aged 55 or over to open a Retirement Plus account.
Interest is calculated daily, paid monthly. Strata interest applies to this account. This means that different rates of interest apply to different parts of your account balance. Interest is paid into your account on the last day of each month.