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Set up a budget

Set up a budget

We’re all aware of budgeting, but often we view it from a negative perspective. The reality is anyone can achieve their goals with the right budgeting tools.

Set up a budget

Plan ahead

The key to budgeting is to get the lay of the land first and look to the future. Calculate your weekly income and minus your essential expenses – whatever you have left over is yours to play with. Simple, right?

The smart option is to put some of this money aside, whether you’ve got a savings goal in mind or not – it’s never a bad idea to have a savings lump sum you can fall back on in an emergency.

Use our Budget Planning Tool

Focus on savings

The idea of a budget is to help you get ahead, and saving as much as you can is the only way to do this. Even if it’s as little as $50 a week, you’ll notice your savings growing and will enjoy peace of mind.

1. Find out more about Bonus Saver

A Greater Bank Bonus Saver Account is a great choice for setting money aside for a rainy day. As long as you're able to make at least one deposit and no withdrawals in a calendar month, you'll enjoy a higher rate of interest on your savings. 

Bonus Saver

2. Compare our Savings Accounts

Making sure your savings are working as hard as they can is just common sense. Open a high-interest savings account, which rewards you for your good saving habits so your money grows faster.

Savings Accounts

Bonus Saver

Bonus interest 4.00 % p.a.
Calculated daily, paid monthlyᴥ
For general or targeted savings, Bonus Saver rewards you for your good saving habits.

Limit negative habits

Do you really need to buy three coffees per day? What about taking a cab to cover a five-minute walk? 

These are little things we do every day without thinking, because they’re part of our routine. Take the time to compile a list of the non-essential expenses you’re incurring. Give them the flick for one week, and watch what happens to your bank balance.

Got debt?

1. Check out our Guide to Debt Consolidation

If you’re able to make more than the minimum repayment each month on your debts, it makes budgeting sense to do so. Doing this ensures you pay less interest over the life of the loan, saving you money.

I want to consolidate my debt

2. Find out more about our Personal Loans

If you have debt, the best way to limit its impact on your budget is to consolidate and pay it off early if possible. If you have multiple debts, you’ll save money on multiple interest rates and sets of fees by consolidating into one easy-to-manage loan.

Personal Loans

Can't quite find what you're after?

Got a question?

Maybe you’re not alone. Our FAQs answer some of the more common banking questions we get asked.

Frequently asked questions

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.

Call 13 13 86