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Business Optimiser Account

Business Optimiser

Interest rate 0.75 % p.a.
Balances of $20,000.00 - $199,999.99

Our Business Optimiser account is flexible enough to handle your day-to-day banking needs.

Why choose our Business Optimiser?

Helps you earn interest on your balance while providing you the flexibility to manage your money every day.
Low fees, including no monthly account keeping fees.
Tiered interest rates with interest calculated daily and paid quarterly.
Third Party Payment Service – use Internet Banking to make singular or batch business payments
Access to BankLink and Xero.
24/7 access to your money with a Visa Debit card.

Interest rates and fees

Rates are effective as at 9am Wednesday 01/07/2026 and are subject to change without prior notice.

Business Optimiser Account

$0.00 - $19,999.99 $20,000.00 - $199,999.99 $200,000.00 - $499,999.99 $500,000.00+
Variable 0.01% p.a. 0.75% p.a. 0.75% p.a. 0.75% p.a.

Fees and charges apply for certain services or special transactions you request. Fee-free transaction allowances may apply. See the Business Optimiser Product Schedule for more information.

What can the account be used for?

Everyday business transaction account with higher interest including access via mobile and internet banking.

Who can open a Business Optimiser account?

Any business entity inclusive of partnerships, sole traders and companies established in Australia can open a Business Optimmiser account.

Can’t quite find what you’re after?

Ready to get started?

Start a conversation with one of our Business Banking specialists today by sending us a few quick details.

Enquire Now

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST

Call 13 13 86

Rates are effective as at 9am Wednesday 01/07/2026 and are subject to change without prior notice.

Account terms, conditions, fees and charges apply.

Interest is calculated daily and paid quarterly. Tiered interest applies to this account. Tiered interest means that you may earn a different rate of interest depending on your balance. This interest rate applies to the whole balance.