Checklist of items for an application
If you proceed with an application for hardship, it will be helpful to gather the following items together:
- Details of your loan and credit information, both with Greater Bank and other lenders (if applicable)
- Transactional and loan statements not held with Greater Bank
- Reason for assistance and your repayment proposal
- When do you expect to be able to resume your repayments or clear arrears.
- Supporting documents to help us help you, for example:
- Illness/injury - medical certificate
- Unemployment - separation certificate
- Evidence of income (payslips, Centrelink income statement etc.)
- Selling property - signed agency agreement
- Evidence of loan and credit commitments.
The application process we undertake will assist us to:
- Understand your current financial position;
- Determine whether you are or will be unable to meet your obligations under your credit contract; and
- Determine what (if any) changes may be made to your credit contract that can assist you in meeting your obligations moving forward.