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How to send money overseas

Foreign draft – A foreign draft is a way of sending funds securely and conveniently overseas without knowing the receiver's bank account details.
Telegraphic transfer – A telegraphic transfer lets you electronically transfer funds directly into a receiver's overseas bank account.

Sending and receiving international payments

How to send a telegraphic transfer

In order to send a Telegraphic Transfer, you'll need to provide the following details of the intended beneficiary to us:

  • Bank Name:
  • Bank Address:
  • Account Number:
  • SWIFT code or routing number
  • IBAN (International Bank Account Number) - only required if funds are being sent to an European country, including the UK.
  • Beneficiary’s name and residential address

Receiving money from overseas

An incoming overseas payment allows our customers to receive foreign currency into their account after the funds have been converted into Australian dollars ($AUD). You'll need to provide the following information to the remitter of the funds.

  • Greater Bank SWIFT code – ASLLAU2CGBS
  • Greater Bank BSB – 637-000
  • Greater Bank address – 103 Tudor Street, Hamilton, NSW 2303
  • Beneficiary Account number
  • Beneficiary Account Name & address

Got a question about an international payment?


To arrange an outgoing International Payment, you can attend a branch or ring our Contact Centre on 13 13 86 between 8:00am - 6:00pm Monday to Friday, or 8:00am - 1:00pm Saturdays for further information.

Telegraphic transfers can take between 2-5 working days to be received by the beneficiary, however, may take longer depending on the country where the funds are being sent.

Fees apply to all Outgoing International Payments. Refer to our Banking Terms and Conditions for full details.

View our Banking Terms and Conditions

How we can help

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Frequently asked questions

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.

Call 13 13 86

International Payments are arranged through American Express International, Inc. (ABN 15 000 618 208 AFSL No. 237996). Incorporated with limited liability in Delaware USA. ® Registered Trademark of American Express Company.

View the American Express Telegraphic Transfer PDS and Foreign Draft Information Booklet. If you send or receive a Telegraphic Transfer through Greater Bank, we will receive a benefit which is a percentage of the $AUD amount of the transaction. Fees and charges apply. The sending and receiving banks (Overseas Bank & Australian Clearing Bank) may charge a fee for processing the transaction. The amount received and transferred will be the amount after all banks' fees have been charged. View our Financial Services Guide.

You can also view the relevant Target Market Determination here.

American Express Win 1 of 30 x $100 eftpos gift cards

The competition:

1. Greater Bank Limited ABN 88 087 651 956 (Greater Bank) is the sole promoter of this competition.
2. This competition commences on 29 November 2021 and closes on 31 January 2022 (Competition Period).
3. This competition is only available to Australian residents.
4. Greater Bank accepts no responsibility for late, lost or incomplete entries.


5. Entry is open to Greater Bank customers who are individuals and residents of NSW or QLD only.
6. Greater Bank employees and their immediate family members, or employees of any organisation associated with the competition, are ineligible to enter.
7. Immediate family members include: spouse; defacto spouse; parent; parent in law; defacto spouse parent; step-parent; foster-parent or legal guardian; grandparent; child; step-child; foster-child; adopted-child; grandchild; sibling; step-sibling; foster-sibling; and defacto sibling.
8. By entering this competition you warrant that you meet the entry requirements and accept these terms and conditions.
9. Any entrants who are under the age of 18 must receive parental or guardian consent to accept the prize and agree to these terms and conditions. This consent must be provided to Greater Bank in writing, upon request.


10. To enter, you must complete an American Express International transfer at a Greater Bank Branch with a minimum value of $1,000 AUD or equivalent during the Competition Period.
11. You may enter multiple times. Each individual eligible transaction during the promotional period will receive 1 entry.
12. You are responsible for any and all expenses that you may incur in entering this competition. Greater Bank will not reimburse you for expenses incurred, regardless of whether or not you win the competition.


13. The personal information you provide will be used by Greater Bank in accordance with its Privacy Policy. For more information about how Greater Bank manages personal information, view Greater Bank’s Privacy Policy here.
14. Greater Bank may disclose the personal information you provide to its agents, solely to conduct the competition and distribute the Prize.
15. Winners agree to participate in any promotional activity regarding winning the Prize, and consent to their name and image being used in promotional material without payment.


16. Prizes are 30 x $100 eftpos Gift Card. Total prize pool is valued at $3,000.
17. If you win you will receive 1 x $100 eftpos Gift Card (Prize).
18. The winners will be chosen by using a computer generated randomiser at 103 Tudor Street, Hamilton NSW 2303 on Thursday 10 February 2022 at 11am.
19. The winners will be announced on or by Friday 11 February 2022 at 5pm by listing on Greater Bank’s website and will be notified by telephone on Friday 11 February 2022.
20. To claim the Prize you must provide a valid mailing address for Greater Bank to send the gift card by registered post to you by 25 February 2022. Please allow 4 weeks from competition draw date to allow for eftpos Gift Cards to be mailed. The eftpos Gift Cards are managed by our third-party vendor, Edge Loyalty. By activating the card, you accept the terms and conditions of Edge Loyalty and eftpos. If the Prize is unclaimed by 5pm Thursday 12 May 2022, the winner forfeits the prize and a new winner will be chosen by computer generated randomiser at 103 Tudor Street, Hamilton NSW 2303 on Thursday 19 May 2022 at 11am.
21. The Prize is subject to terms and conditions imposed by Edge Loyalty. These terms and conditions can be viewed here.
22. Prizes are not transferable or exchangeable and cannot be redeemed for cash. If you do not take a part of the Prize at the time set by Greater Bank, you will forfeit that part. If the advertised Prize is unavailable, Greater Bank will substitute it for one of equal or greater value.
23. If for any reason this competition is not capable of running as planned or if the administration, security, fairness, integrity or proper conduct of this competition is affected for any reason, Greater Bank may in its sole discretion, subject to licencing authority approval, cancel, terminate, change or suspend the competition. Greater Bank may disqualify anyone who tampers (or benefits from tampering) with the entry process or the conduct of the competition or who has, in Greater Bank’s reasonable opinion, engaged in conduct which is fraudulent, misleading or generally damaging to the reputation of Greater Bank or has breached these Terms and Conditions.