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Am I able to apply for a joint Personal Loan?

Am I able to apply for a joint Personal Loan?

Of course. Here’s how to apply for a Personal Loan with more than one applicant.

Who can apply for a Greater Bank Joint Personal Loan?

Anyone can apply for a joint Personal Loan with Greater Bank, so long as both applicants are 18 years of age or older, have a satisfactory credit history, and are Australian permanent residents. 

What you’ll need to apply for a joint Personal Loan

To get things started, all we need is a few simple details. That’s it.

Our Joint Personal Loan Enquiry Form lets one of our lending experts know that you’re ready to apply with more than one applicant, and they’ll reach out to you.

Before our lending team gets in touch, it helps to have the following handy for all applicants:

  • Your current and previous employer details including name, address and contact number;
  • What you currently earn;
  • Current loan repayments and other payments you make;
  • Credit and store card limits and the value of your assets, and;
  • What your average monthly general living expenses are.

What to expect after applying

After speaking with our lending team, it’s over to us to do all the heavy lifting. You’ll hear from us again before long with the outcome of your application.

Terms, conditions, fees, charges and credit criteria apply.


To qualify for the New Car Loan interest rate, the loan must be to purchase a new car, van, utility, 4-wheel drive for personal use. Demonstrator vehicles with less than 5,000 kms on the odometer will be categorised as New for this purpose. Vehicles purchased second hand, refinanced, boats, motor cycles, caravans and trailers will not qualify for the New Car Loan interest rate.


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