Secured Personal Loan

Our Personal Loans can be approved in as little as 24 hours, so whether you’ve got a used car, renovations or a holiday in mind, we’re can get you the money you need to reach your goal.

A Secured Loan means we require some collateral so you can enjoy a low interest rate and no ongoing fees


Enjoy a low rate Personal Loan with no ongoing fees!

Secured Personal Loan

  • Interest Rate* 7.49
  • Comparison Rate ^ 7.84
Fixed Secured

Great If:

You want great value personal finance

You want a quick, easy approval process

You’re able to offer collateral

Key Features

Competitive Interest rate

No monthly fee

Approved in just 24 hours*

Additional repayments accepted

No penalty for early loan repayment 

Flexible repayment options – loan terms from one to seven years

Loans up to 120% of the value of your security

Free Internet redraw facility

Payments accepted via Internet, Mobile and Phone banking or your local branch

Make your repayments weekly, fortnightly or monthly

Maximum loan of $100,000.00

Establishment fee $250.00

Apply for Secured Personal Loan It’s just that simple! Start your application now

I want to

I want to renovate

Maybe after many years, your house is a little rough around the edges. We’re right behind motivated property-owners looking to better their home.


I want to buy a car

You’ll own many cars in your lifetime – from your first bomb, to your family SUV, to your piece of retirement indulgence. Whatever you’ve set your sights on, The Greater can get behind the wheel sooner.


I want to consolidate debt

The burden of debt can be heavy, but consolidating your debts with a bank with your best interest at heart can put you on the fast track to living debt-free.


Repayments Calculator

Work out what your minimum monthly repayments would be on your Personal Loan

Calculate Now

Savings Goal Calculator

Project how much you can accumulate over time from an initial contribution and regular ongoing deposits

Let's Begin

Budget Calculator

Get a better idea of your monthly incomings and outgoings, and what you're left to play with

Get Started

Secured Personal Loan

There is no one Personal Loan designed to suit everyone, so your first step is to get in touch with us so we can tailor a loan to suit your needs.

Applying for a Personal Loan is easy and can be done via your channel of choice:

Interest Rates

Rates are effective as at Friday 12/02/2016

Secured Personal Loan* Interest Rate Comparison Rate^
Fixed 7.49 % p.a 7.84 % p.a

You might also be interested in:

Unsecured Personal Loan

No collateral and quick approvals - sound good?

New Car Loan

Interest Rate - 6.49% p.a. Comparison Rate^ - 6.84% p.a.

Greater Visa Credit Card

Great value interest rate, low fees, convenience, security and ease of use.

Compare all Greater Personal Loans

Why The Greater?

We don’t have shareholders – we have customers. And our customers are our number one priority – so much so that we design all our products and services with the objective of making banking simple. Everything you need and nothing you don’t.

Find out more

Our Loans are turning heads...

We were nominated as a finalist in the Australian Lending Awards for 2015 for Best Secured Personal Loan Lender


Get what you want sooner with a Greater Personal Loan

What you'll need

We know that when it comes to your loan, you want to eliminate as many potential roadblocks as possible so you can get approved as soon as possible.

That’s why we’ve compiled a list of things you may be asked to provide when applying for your loan.

Check it out now – a stitch in time saves nine...

Applying for a loan

Use our calculators

Whatever you've got your eye on, we've made it as easy as possible for you to get it with our range of Personal Loans. 

Why not use our Personal Loans Repayment Calculator now and see how we stack up?

Comparison Rate Schedules are available at your local branch. # Fees, charges, terms & conditions apply to all loans. ^ Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are subject to change without notice. Conditions apply. Please read our Terms and Conditions for more information
*Subject to meeting Greater Building Society lending criteria and the provision of documentary proof.