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What is the Greater Advantage?

Our Home Loan Experts give customers greater advantages.

We're all about convenience, like home loan approvals that can take days, not weeks! Our local lenders can also visit you at a time and place that works for you.

Use our FASTRefi® to get ahead on your repayments. Make the switch to begin saving thousands of dollars and years off your home loan within days.

You can own your home sooner backed by our Greater Advantage to do right by our customers instead of shareholders.

The Greater Advantages

See how much you could save by switching!

Here's how we can help

Get up to $2,500 Cashback!

Ready to make the switch? Refinance to gain your greater advantage and get up to $2,500 cashback++ For eligible owner-occupied and investment home loans, paid into your account.

Refinance in as little as 72 hours

If you have a home loan but would like to switch, our FASTRefi® can have you refinanced and saving within days.

This can give you access to a lower rate sooner.

Chat with our Home Loan Experts about FASTRefi® and owning your home sooner.

Refinance Calculator

Here's how we can help

Getting your first home with a Family Pledge loan

To gain a great advantage on getting your first home, our Family Pledge Loan lets you use the equity of your parent’s home as a deposit.

This way you avoid paying Lenders Mortgage Insurance and once you’ve built the equity in your own home, you can remove their liability from the loan.

Thanks, mum and dad!

Talk to our Home Loan Experts about the Family Pledge Loan, and gain your greater advantage.

How much could you borrow?

Here's how we can help

Looking for a Greater Advantage on your Home Loan?

Our Great Rate Home Loan gives you exactly that.

  • Free online redraws
  • Competitive rates
  • No account keeping fees
  • Flexible repayment options

To save, talk with our Home Loan experts and gain your Greater Advantage.

Great Rate Home Loan

Interest rate 6.19 %# p.a.
Comparison rate 6.20 %^ p.a.
Discount variable rate, owner occupied, principal and interest
A Great Rate Home Loan from Greater Bank is a low interest rate home loan that's easy to use. With no establishment fee, low interest and no monthly or annual fees, you could save thousands of dollars!

Why choose our Great Rate Home Loan?

No monthly fees, no establishment fee and no annual fees.
Borrow up to 95% of your property value, or avoid Lender’s Mortgage Insurance by securing a deposit of 20% or more.
Discounted interest rates for new loans borrowing more than $150,000 with an LVR 80% or below. (Line of Credit facilities excluded).
Free redraw available around the clock via online banking.

Here's how we can help

Check out our Home Loans for yourself

Can't quite find what you're after?

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Can’t make it to a branch?

Our mobile lenders are more than happy to come to you. Find a lending expert close to you and request a callback today.

Find a lender near you

Get in touch

Speak to our contact centre
Monday to Friday 8:00am – 6:00pm AEST.
Saturday 8:00am to 1:00pm AEST

Call 13 13 86

*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.

Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992 Australian Financial Services Licence/Australian credit licence 238273 


~At the end of the fixed rate period customers can chose to re-fix their loan for another fixed rate period or let the loan revert to the applicable variable interest rate based on the loan and repayment type.

^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Discounted rates include a discount on Home Loans of $150,000 or over and for owner occupied Home Loans with an LVR 80% or below and for investment Home Loan with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities.

+Additional costs may apply if your loan has a fixed rate.

All new interest-only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rate. The all-up interest rate which includes any margins, will be set out in your credit contract. View our Terms and Conditions.


FASTRefi® is a registered trademark of First American Title Insurance Company of Australia Pty Limited ABN 64 075 279 908.