Here's how

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Great If:

You’re over 55 years of age

You want to earn a higher interest rate on your savings

You want a simple, low-fee account

Key Features:

Higher interest rate with interest calculated daily, paid monthly
No monthly account-keeping fees
Free internet & mobile banking with real-time payments via PayID & Osko by BPAYⓇ
SMS & Email Alerts to keep track of your money
Visa Debit Card^ with Visa PayWave
Open a Retirement Plus Account It’s just that simple! Find us

I want to

  • Bank smarter and avoid fees

    Bank fees are right up there with stubbed toes and frostbite as most people’s least favourite things. Luckily, you can minimise their effect and keep more money in your pocket.

  • Plan for my retirement

    The retirement lifestyle of your dreams is within reach – all it takes is a little foresight and some great advice.

Income Tax Calculator

Knowing how much you actually have to play with can make budgeting a breeze!

Get Started

Savings Goal Calculator

Project how much you can accumulate over time from an initial contribution and regular ongoing deposits

Let's Begin

Budget Calculator

Get a better idea of your monthly incomings and outgoings, and what you're left to play with

Get Started

Open a Retirement Plus Account

Our Retirement Plus Account is easy to use, and pays higher interest on your savings.

If this sounds like the account for you, why not open one today? 

  • 1

    Open in branch

    Visit your nearest branch where one of our friendly staff will guide you through the account opening process. 

Interest Rates

Rates are effective as at Tuesday 19/02/2019


Retirement Plus Account (Individual)* Interest Rate
$1 - $1,999.99 .25 % p.a.
$2000 - $49,199.99 1.00 % p.a.
$49,200+ 2.15 % p.a.


Retirement Plus Account (Joint Account)* Interest Rate
$1 - $1,999.99 .25 % p.a.
$2000 - $81,599.99 1.00 % p.a.
$81,600 + 2.15 % p.a.

You might also be interested in:

Term Deposit

Looking for a secure and great value way to grow your savings? A Greater Bank Term Deposit is just the trick.

Retirement Planning

Is there a gap in your retirement savings? Live the life you want after work.

Centrelink Strategies

It’s important to know your entitlements so you can make the most of your retirement.

Switch to Greater Bank

Why should I switch?

Tired of your current bank treating you like a number while charging you left and right?

Come speak to us. Our friendly service and simple, honest accounts are second to none.

How do I switch?

We don’t think managing your money should cost you more.

Open an Everyday Account with Greater Bank online today and see how we measure up against your current bank.

We calculate interest by applying the daily percentage rate to the different portions of your daily balance as set out in the above tiers. We pay interest monthly. These rates are current as at the Effective Date and are subject to change by Greater Bank without further notice. Conditions apply. Please read our Terms and Conditions for more information.
^ Not available with a passbook only account. View our Product Disclosure Documents