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Doing your banking this festive season

This festive season, we've made banking easy, so you can focus on the good stuff. All the info you'll need, including our contact centre and branch hours or operation, as well as important information on scheduled payments, can be found in one place.

Great If:

You’re after competitive rates

You want a simple, no nonsense investment loan

You want flexible terms with no ongoing fees

Key Features:

Great Rate Variable Home Loans are completely fee free, with a range of competitive rates to suit your Loan to Value Ratio (LVR)
No monthly or annual fees - no hidden surprises
Repayment flexibility, with loan terms up to 30 years^
Avoid Lender’s Mortgage Insurance with a deposit of 20% or more
Discounted Home Insurance through our partner, Allianz Insurance
Free internet & mobile banking with real-time payments via PayID & Osko by BPAYⓇ
Apply for Investment Great Rate Home Loan It’s just that simple! Make an enquiry

I want to

  • Renovate my home

    Maybe after many years, your house is a little rough around the edges. We’re right behind motivated property-owners looking to better their home.

  • Make an offer on a house

    So you’ve been scouring the housing market and have found the property for you? Doing your homework now will mean that your first offer is the only one you make.

Repayments Calculator

Work out what your minimum monthly repayments would be on your Greater Bank Home Loan.

Calculate Now

Home Loan Comparison Tool

Not sure which loan is the right fit for you? We've made getting the right deal a breeze with our handy comparison tool.

Get Started

Know your Borrowing Power

Find out how much you can borrow based on your salary and existing financial commitments.

Let's Begin

Make an enquiry

At Greater Bank, we don’t think you should have to move heaven and earth just to get a home loan. That’s why we’ve made the application process as simple as possible with three easy steps.

  • 1

    Get in Touch

    Contact us online, over the phone or in your local branch so that we can give you all the information you need to meet with one of our lending experts.

    Enquire Online
    Get in touch with us on 1300 721 253
  • 2

    Meet and Apply

    We’ll organise a time for you to meet with your local lender so they can guide you through the application process.

    We can even come to you!

  • 3

    Approval

    We’ll do all the hard work from here. Your lender will complete your paperwork and notify you once your loan has been approved.

    Kickstart your home loan application today

Interest Rates

Rates are effective as at Wednesday 19/12/2018

 

Investment Great Rate Home Loan* Discounted Rate ($150K+ & LVR ≤90%)  # Comparison Rate ^~
Variable 4.48 % p.a. 4.48 % p.a.

 

Investment Great Rate Home Loan* Interest Rate ~ Comparison Rate ^~
Variable 4.73 % p.a. 4.73 % p.a.
1 Year Fixed 3.99 % p.a. 4.66 % p.a.
2 Years Fixed 4.09 % p.a. 4.61 % p.a.
3 Years Fixed 4.09 % p.a. 4.56 % p.a.
4 Years Fixed 4.39 % p.a. 4.61 % p.a.
5 Years Fixed 4.39 % p.a. 4.59 % p.a.

You might also be interested in:

Line of Credit

Want to get the equity in your home or residential property working harder for you?

Investment Ultimate Home Loan

Get a great rate with value products and services and make your investment dreams a reality

Landlord Insurance

You've worked hard to get where you are, so enjoy peace of mind knowing you have the right cover.

Use our calculators

Home Loan Borrowing Power Calculator

Home Loan Repayments Calculator

Home Loan Comparison Calculator

Stamp Duty Calculator

Refinance/Switch to Greater Bank

How do I switch?

We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.

Why should I Switch?

At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?

*Fees, charges, terms and conditions apply to all loans. Please read our Terms and Conditions for more information. Comparison Rate Schedules are available from your local branch. ^ Comparison Rate is based on a $150,000 loan over 25 years. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different Comparison Rate. If your security property is not in NSW, QLD or ACT we are unable to assist you with your enquiry. New borrowers are required to attend a Greater Bank Branch for an interview. View our Home Loan Key Fact Sheet~ Additional criteria may be applicable for new investment facilities. Interest only facilities, including new Line of credit facilities, will attract a 0.10% p.a. premium above disclosed Principal & Interest rates applicable to existing facilities. Existing facilities are unaffected. # Discounted rates include a discount on our Great Rate Investment Loan and Ultimate Investment Loan (applications over $150,000) and Investment Loans with an LVR 90% or below and applies to new loans only.

Enquire About A Home Loan

If you are after some more information, a loan pre-approval or are ready to apply for a home loan, start a conversation with a Greater Bank lending expert today to help you get what you want sooner.