Great If:
You’re after competitive rates
You want a simple, no nonsense investment loan
You want flexible terms with no ongoing fees
Key Features:
Great Rate Variable Home Loans offer a range of competitive rates to suit your Loan to Value Ratio (LVR)
No monthly or annual fees - no hidden surprises
Repayment flexibility, with loan terms up to 30 years^
Avoid Lender’s Mortgage Insurance with a deposit of 20% or more
Discounted Home Insurance through our partner, Allianz Insurance
Free online & mobile banking with real-time payments via PayID & Osko by BPAYⓇ
Apply for Investment Great Rate Home Loan It’s just that simple!
Make an enquiry
I want to
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Invest in property
Someone wise once said – “If you want a sound investment, buy property, buy land. They’re not making any more of it.”
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Renovate my home
Maybe after many years, your house is a little rough around the edges. We’re right behind motivated property-owners looking to better their home.
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Make an offer on a house
So you’ve been scouring the housing market and have found the property for you? Doing your homework now will mean that your first offer is the only one you make.
Repayments Calculator
Work out what your minimum monthly repayments would be on your Greater Bank Home Loan.
Home Loan Comparison Tool
Not sure which loan is the right fit for you? We've made getting the right deal a breeze with our handy comparison tool.
Know your Borrowing Power
Find out how much you can borrow based on your salary and existing financial commitments.
Make an enquiry
At Greater Bank, we don’t think you should have to move heaven and earth just to get a home loan. That’s why we’ve made the application process as simple as possible with three easy steps.
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1
Get in Touch
Contact us online, over the phone or in your local branch so that we can give you all the information you need to meet with one of our lending experts.
Enquire OnlineGet in touch with us on 1300 721 253 -
2
Meet and Apply
We’ll organise a time for you to meet with your local lender so they can guide you through the application process.
We can even come to you!
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3
Approval
We’ll do all the hard work from here. Your lender will complete your paperwork and notify you once your loan has been approved.
Kickstart your home loan application today
Interest Rates
Rates are effective as at Thursday 30/01/2020
All Housing Loans have a base rate. The applicable base rate will depend on whether you select a standard or discounted housing loan and also the repayment type you select – Principal and Interest (P&I) or Interest Only (IO).
For P&I loans, margins may apply to the applicable base rates. For new IO loans, currently a 0.10% p.a. margin above the applicable base rates will apply. The base rates are set out below and the all up interest rate which includes any margins, will be set out in your credit contract.
| Investment Great Rate Housing Loan (P&I)* | Discounted Rate ($150K+ & LVR ≤90%) # | Comparison Rate ^~ |
|---|---|---|
| Variable | 3.54 % p.a. | 3.55 % p.a. |
| Investment Great Rate Housing Loan (P&I)* | Interest Rate | Comparison Rate ^~ |
|---|---|---|
| Variable | 4.29 % p.a. | 4.30 % p.a. |
| 1 Year Fixed | 3.19 % p.a. | 4.20 % p.a. |
| 2 Years Fixed | 3.14 % p.a. | 4.09 % p.a. |
| 3 Years Fixed | 3.14 % p.a. | 4.00 % p.a. |
| 4 Years Fixed | 3.39 % p.a. | 4.00 % p.a. |
| 5 Years Fixed | 3.39 % p.a. | 3.94 % p.a. |
Use our calculators
Refinance/Switch to Greater Bank
How do I switch?
We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.
We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.
Why should I Switch?
At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?
At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?
Get in touch
Enquire About A Home Loan
If you are after some more information, a loan pre-approval or are ready to apply for a home loan, start a conversation with a Greater Bank lending expert today to help you get what you want sooner.
