Great If:

You're looking for a great value loan to invest in property

You want extra products designed to make life easier

You want a fixed or variable rate, or both

Key Features:

Flexible repayments, with no establishment fee
A range of competitive rates to suit your Loan to Value Ratio (LVR)
Flexible loan terms up to 30 years^. Avoid Lender's Mortgage Insurance with a deposit of 20% or more
Fee-Free Everyday Banking account, with a waived Annual Credit Card Fee on your linked Greater Bank Visa Credit Card
Insurance discounts, and a complimentary initial Financial Planning consultation
Free internet & mobile banking with real-time payments via PayID & Osko by BPAY
Apply for Investment Ultimate Home Loan It’s just that simple! Make an enquiry

I want to

  • Renovate my home

    Maybe after many years, your house is a little rough around the edges. We’re right behind motivated property-owners looking to better their home.

  • Refinance my home loan

    Firstly, thanks for considering us for your Home Loan. Home Loans are at the core of Greater Bank and we like to think we’re the experts. 

Stamp Duty Calculator

Avoid disappointment and know what costs you'll be facing when you buy your first or next home.

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Repayments Calculator

Work out what your minimum monthly repayments would be on your Greater Bank Home Loan.

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Know your Borrowing Power

Find out how much you can borrow based on your salary and existing financial commitments.

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Make an Enquiry

At Greater Bank, we don’t think you should have to move heaven and earth just to get a home loan. That’s why we’ve made the application process as simple as possible with three easy steps.

  • 1

    Get in touch

    Contact us online, over the phone or in your local branch so that we can give you all the information you need to meet with one of our lending experts.


    Enquire Online
    Get in touch with us on 1300 721 253
  • 2

    Meet and Apply

    We’ll organise a time for you to meet with your local lender so they can guide you through the application process.

    We Can even come to you!

  • 3


    We’ll do all the hard work from here. Your lender will complete your paperwork and notify you once your loan has been approved. 

    Kickstart your home loan application today

Interest Rates

Rates are effective as at Thursday 22/02/2018


Investment Ultimate Home Loan* Interest Rate ~ Comparison Rate ^~
Variable 4.44 % p.a. 4.82 % p.a.
1 Year Fixed 4.19 % p.a. 4.80 % p.a.
2 Years Fixed 4.19 % p.a. 4.78 % p.a.
3 Years Fixed 4.24 % p.a. 4.77 % p.a.
4 Years Fixed 4.45 % p.a. 4.83 % p.a.
5 Years Fixed 4.49 % p.a. 4.84 % p.a.



Calculate Your Repayments

Refinance/Switch to Greater Bank

How do I switch?

We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.

Why should I Switch?

At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?

We have some of the lowest rates in Australia!

*Fees, charges, terms and conditions apply to all loans. Please read our Terms and Conditions for more information. Comparison Rate Schedules are available from your local branch. ^ Comparison Rate is based on a $150,000 loan over 25 years. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different Comparison Rate. If your security property is not in NSW, QLD or ACT we are unable to assist you with your enquiry. New borrowers are required to attend a Greater Bank Branch for an interview. View our Home Loan Key Fact Sheet.
~ Additional criteria may be applicable for new investment facilities. If approved this may include a premium being applied to the interest rates above. Existing facilities are unaffected.

Enquire About A Home Loan

If you are after some more information, a loan pre-approval or are ready to apply for a home loan, start a conversation with a Greater Bank lending expert today to help you get what you want sooner.