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Do I need to provide security for my loan?

Do I need to provide security for my loan?

If you’re applying for a Greater Bank Unsecured Personal Loan and your application is approved, you won’t need to provide any security as this is an unsecured loan.

But if you apply for a Greater Bank Secured Personal Loan or New Car Loan and your application is approved, we’ll use the car you have purchased, or other collateral you’re able to provide as security.

As a result, we may be able to offer you a lower interest rate than an unsecured loan.

Terms, conditions, fees, charges and credit criteria apply.


To qualify for the New Car Loan interest rate, the loan must be to purchase a new car, van, utility, 4-wheel drive for personal use. Demonstrator vehicles with less than 5,000 kms on the odometer will be categorised as New for this purpose. Vehicles purchased second hand, refinanced, boats, motor cycles, caravans and trailers will not qualify for the New Car Loan interest rate.

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