What do I need to apply for a personal loan?

We will need to take a copy of your ID as part of your application. You can provide:

•  Driver Licence, or;
• Passport/International Travel Document, or;
• Photo Card (includes photo and signature).

We will need to take copies of:

• your two most recent consecutive payslips (no more than four [4] weeks old), or;
• a current signed letter from your employer on their letterhead, stating your gross annual income, role, or; position, length of employment and employment status.

We also need to see:

• wage deposits into a transaction account over three (3) months.

A letter from Centrelink, issued within the last six (6) months showing:

• the type of benefit received.
• the information used by Centrelink to calculate the payment.

We also need to see:

• a transaction account statement showing your two (2) most recent payments.

A Letter of Assessment form from the Child Support Agency within the last six (6) months, plus;

• account statements showing three (3) months of payments.

• A current letter or statement from the Managing Real Estate Agent, or;
• Transaction account statements showing the three (3) most recent months of rental credits.

We’ll need documents confirming that any loans you currently have are up to date.

For example, a recent statement showing your name, account number, monthly repayments, credits, debits and loan balance.

For a home loan:

•  six (6) months of consecutive statements.

For a personal Loan

• three (3) months of consecutive statements.

For credit/store cards and interest-free loans:

• your most recent statement.

If you’re a home renter, we need copies of:

• rent receipts or a rental statement issued by a Real Estate Agent, or;
• three (3) most recent months payments shown in a Greater Bank transaction account.

Private purchase (car only):

• current registration papers.

If your loan is for more than $60,000.00 you may need a vehicle inspection certificate.

Dealer purchases:

• Dealer's invoice.

If you've already purchased the asset and are refinancing:

• current registration papers.
• comprehensive insurance policy.